MAHANAGAR COOPERATIVE BANKVerified Feb 2026

MAHANAGAR COOPERATIVE BANK IFSC Code – WAKAD, PUNE

Complete bank details including IFSC code, MICR code, address and payment facilities for WAKAD branch.

IFSC Code
MCBL0960074

Bank Details

Bank NameMAHANAGAR COOPERATIVE BANK
Branch NameWAKAD
IFSC CodeMCBL0960074
MICR Code411096014
AddressTULJA BHAVANI PLAZA, THERGAON ROAD, S. NO. 17/4, WAKAD, PUNE PIN 411057
CityPUNE
StateMAHARASHTRA
Contact20276474

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code MCBL0960074

The IFSC code MCBL0960074 uniquely identifies the WAKAD branch of MAHANAGAR COOPERATIVE BANK located in PUNE, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code MCBL0960074

  • First 4 characters (MCBL) – Represents MAHANAGAR COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (960074) – Unique branch identifier for WAKAD

How to Use IFSC Code MCBL0960074

To transfer money to any account at MAHANAGAR COOPERATIVE BANK WAKAD branch, you will need to provide the IFSC code MCBL0960074 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at WAKAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About MAHANAGAR COOPERATIVE BANK WAKAD Branch

MAHANAGAR COOPERATIVE BANK WAKAD is a branch of MAHANAGAR COOPERATIVE BANK located in PUNE, MAHARASHTRA. The branch provides comprehensive banking services to customers in PUNE and surrounding areas.

Branch Address

TULJA BHAVANI PLAZA, THERGAON ROAD, S. NO. 17/4, WAKAD, PUNE PIN 411057, PUNE, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 411096014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of MAHANAGAR COOPERATIVE BANK WAKAD?

The IFSC code of MAHANAGAR COOPERATIVE BANK WAKAD branch in PUNE is MCBL0960074.

What is the MICR code of MAHANAGAR COOPERATIVE BANK WAKAD?

The MICR code of MAHANAGAR COOPERATIVE BANK WAKAD branch is 411096014.

What is the address of MAHANAGAR COOPERATIVE BANK WAKAD?

MAHANAGAR COOPERATIVE BANK WAKAD branch is located at TULJA BHAVANI PLAZA, THERGAON ROAD, S. NO. 17/4, WAKAD, PUNE PIN 411057.

Does MAHANAGAR COOPERATIVE BANK WAKAD support NEFT/RTGS/IMPS?

MAHANAGAR COOPERATIVE BANK WAKAD branch supports NEFT, RTGS, IMPS, and UPI transactions.