MAHANAGAR COOPERATIVE BANK IFSC Code – KHARGHAR, NAVI MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for KHARGHAR branch.
Bank Details
| Bank Name | MAHANAGAR COOPERATIVE BANK |
| Branch Name | KHARGHAR |
| IFSC Code | MCBL0960024 |
| MICR Code | 400096024 |
| Address | F/85, SANYUKTA CHS. SECTOR 12, KHARGHAR, NAVI MUMBAI, PIN 410210.PH. NO. 022 27746364 |
| City | NAVI MUMBAI |
| District | THANE |
| State | MAHARASHTRA |
| Contact | 27746364 |
Payment Facilities
About IFSC Code MCBL0960024
The IFSC code MCBL0960024 uniquely identifies the KHARGHAR branch of MAHANAGAR COOPERATIVE BANK located in NAVI MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MCBL0960024
- First 4 characters (MCBL) – Represents MAHANAGAR COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (960024) – Unique branch identifier for KHARGHAR
How to Use IFSC Code MCBL0960024
To transfer money to any account at MAHANAGAR COOPERATIVE BANK KHARGHAR branch, you will need to provide the IFSC code MCBL0960024 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHARGHAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About MAHANAGAR COOPERATIVE BANK KHARGHAR Branch
MAHANAGAR COOPERATIVE BANK KHARGHAR is a branch of MAHANAGAR COOPERATIVE BANK located in NAVI MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in NAVI MUMBAI and surrounding areas.
Branch Address
F/85, SANYUKTA CHS. SECTOR 12, KHARGHAR, NAVI MUMBAI, PIN 410210.PH. NO. 022 27746364, NAVI MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400096024. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of MAHANAGAR COOPERATIVE BANK KHARGHAR?
The IFSC code of MAHANAGAR COOPERATIVE BANK KHARGHAR branch in NAVI MUMBAI is MCBL0960024.
What is the MICR code of MAHANAGAR COOPERATIVE BANK KHARGHAR?
The MICR code of MAHANAGAR COOPERATIVE BANK KHARGHAR branch is 400096024.
What is the address of MAHANAGAR COOPERATIVE BANK KHARGHAR?
MAHANAGAR COOPERATIVE BANK KHARGHAR branch is located at F/85, SANYUKTA CHS. SECTOR 12, KHARGHAR, NAVI MUMBAI, PIN 410210.PH. NO. 022 27746364.
Does MAHANAGAR COOPERATIVE BANK KHARGHAR support NEFT/RTGS/IMPS?
MAHANAGAR COOPERATIVE BANK KHARGHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.