MAHANAGAR COOPERATIVE BANKVerified Feb 2026

MAHANAGAR COOPERATIVE BANK IFSC Code – GHANSOLI, NEW MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for GHANSOLI branch.

IFSC Code
MCBL0960023

Bank Details

Bank NameMAHANAGAR COOPERATIVE BANK
Branch NameGHANSOLI
IFSC CodeMCBL0960023
MICR Code400096023
AddressBALAJI CO OP HOUSING SOCIETY LTD,SHOP NO 6,7,&8, SECTOR 4,PLOT NO 528,GHANSOLI,NAVI MUMBAI-400701
CityNEW MUMBAI
DistrictTHANE
StateMAHARASHTRA
Contact27540155

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code MCBL0960023

The IFSC code MCBL0960023 uniquely identifies the GHANSOLI branch of MAHANAGAR COOPERATIVE BANK located in NEW MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code MCBL0960023

  • First 4 characters (MCBL) – Represents MAHANAGAR COOPERATIVE BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (960023) – Unique branch identifier for GHANSOLI

How to Use IFSC Code MCBL0960023

To transfer money to any account at MAHANAGAR COOPERATIVE BANK GHANSOLI branch, you will need to provide the IFSC code MCBL0960023 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHANSOLI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About MAHANAGAR COOPERATIVE BANK GHANSOLI Branch

MAHANAGAR COOPERATIVE BANK GHANSOLI is a branch of MAHANAGAR COOPERATIVE BANK located in NEW MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in NEW MUMBAI and surrounding areas.

Branch Address

BALAJI CO OP HOUSING SOCIETY LTD,SHOP NO 6,7,&8, SECTOR 4,PLOT NO 528,GHANSOLI,NAVI MUMBAI-400701, NEW MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400096023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of MAHANAGAR COOPERATIVE BANK GHANSOLI?

The IFSC code of MAHANAGAR COOPERATIVE BANK GHANSOLI branch in NEW MUMBAI is MCBL0960023.

What is the MICR code of MAHANAGAR COOPERATIVE BANK GHANSOLI?

The MICR code of MAHANAGAR COOPERATIVE BANK GHANSOLI branch is 400096023.

What is the address of MAHANAGAR COOPERATIVE BANK GHANSOLI?

MAHANAGAR COOPERATIVE BANK GHANSOLI branch is located at BALAJI CO OP HOUSING SOCIETY LTD,SHOP NO 6,7,&8, SECTOR 4,PLOT NO 528,GHANSOLI,NAVI MUMBAI-400701.

Does MAHANAGAR COOPERATIVE BANK GHANSOLI support NEFT/RTGS/IMPS?

MAHANAGAR COOPERATIVE BANK GHANSOLI branch supports NEFT, RTGS, IMPS, and UPI transactions.