MAHANAGAR COOPERATIVE BANK IFSC Code – BORIVALI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for BORIVALI branch.
Bank Details
| Bank Name | MAHANAGAR COOPERATIVE BANK |
| Branch Name | BORIVALI |
| IFSC Code | MCBL0960012 |
| MICR Code | 400096012 |
| Address | LAXMI NIWAS, PLOT NO.4, S.V.ROAD, DAULAT NAGAR, BORIVALI(EAST), MUMBAI-400066 |
| City | MUMBAI |
| District | GREATER MUMBAI |
| State | MAHARASHTRA |
| Contact | 28953586 |
Payment Facilities
About IFSC Code MCBL0960012
The IFSC code MCBL0960012 uniquely identifies the BORIVALI branch of MAHANAGAR COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MCBL0960012
- First 4 characters (MCBL) – Represents MAHANAGAR COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (960012) – Unique branch identifier for BORIVALI
How to Use IFSC Code MCBL0960012
To transfer money to any account at MAHANAGAR COOPERATIVE BANK BORIVALI branch, you will need to provide the IFSC code MCBL0960012 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BORIVALI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About MAHANAGAR COOPERATIVE BANK BORIVALI Branch
MAHANAGAR COOPERATIVE BANK BORIVALI is a branch of MAHANAGAR COOPERATIVE BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
LAXMI NIWAS, PLOT NO.4, S.V.ROAD, DAULAT NAGAR, BORIVALI(EAST), MUMBAI-400066, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400096012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of MAHANAGAR COOPERATIVE BANK BORIVALI?
The IFSC code of MAHANAGAR COOPERATIVE BANK BORIVALI branch in MUMBAI is MCBL0960012.
What is the MICR code of MAHANAGAR COOPERATIVE BANK BORIVALI?
The MICR code of MAHANAGAR COOPERATIVE BANK BORIVALI branch is 400096012.
What is the address of MAHANAGAR COOPERATIVE BANK BORIVALI?
MAHANAGAR COOPERATIVE BANK BORIVALI branch is located at LAXMI NIWAS, PLOT NO.4, S.V.ROAD, DAULAT NAGAR, BORIVALI(EAST), MUMBAI-400066.
Does MAHANAGAR COOPERATIVE BANK BORIVALI support NEFT/RTGS/IMPS?
MAHANAGAR COOPERATIVE BANK BORIVALI branch supports NEFT, RTGS, IMPS, and UPI transactions.