BANK OF MAHARASHTRA IFSC Code – FOCAL POINT RD LUDHIANA, SHERPUR-BET
Complete bank details including IFSC code, MICR code, address and payment facilities for FOCAL POINT RD LUDHIANA branch.
Bank Details
| Bank Name | BANK OF MAHARASHTRA |
| Branch Name | FOCAL POINT RD LUDHIANA |
| IFSC Code | MAHB0001424 |
| MICR Code | 141014004 |
| Address | 154 FOCAL POINT ROAD, SHERPUR , LUDHIANA-141010 |
| City | SHERPUR-BET |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 2670326 |
Payment Facilities
About IFSC Code MAHB0001424
The IFSC code MAHB0001424 uniquely identifies the FOCAL POINT RD LUDHIANA branch of BANK OF MAHARASHTRA located in SHERPUR-BET, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MAHB0001424
- First 4 characters (MAHB) – Represents BANK OF MAHARASHTRA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001424) – Unique branch identifier for FOCAL POINT RD LUDHIANA
How to Use IFSC Code MAHB0001424
To transfer money to any account at BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA branch, you will need to provide the IFSC code MAHB0001424 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at FOCAL POINT RD LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA Branch
BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA is a branch of BANK OF MAHARASHTRA located in SHERPUR-BET, PUNJAB. The branch provides comprehensive banking services to customers in SHERPUR-BET and surrounding areas.
Branch Address
154 FOCAL POINT ROAD, SHERPUR , LUDHIANA-141010, SHERPUR-BET, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141014004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA?
The IFSC code of BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA branch in SHERPUR-BET is MAHB0001424.
What is the MICR code of BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA?
The MICR code of BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA branch is 141014004.
What is the address of BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA?
BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA branch is located at 154 FOCAL POINT ROAD, SHERPUR , LUDHIANA-141010.
Does BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA support NEFT/RTGS/IMPS?
BANK OF MAHARASHTRA FOCAL POINT RD LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.