BANK OF MAHARASHTRA IFSC Code – PHAGWARA, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA branch.
Bank Details
| Bank Name | BANK OF MAHARASHTRA |
| Branch Name | PHAGWARA |
| IFSC Code | MAHB0001193 |
| MICR Code | 144014202 |
| Address | 744, GURU HARGOBIND NAGAR , PHAGWARA DISTT. KAPURTHALA PUNJAB-144401 |
| City | PHAGWARA |
| District | KAPURTHALA |
| State | PUNJAB |
| Contact | 221298 |
Payment Facilities
About IFSC Code MAHB0001193
The IFSC code MAHB0001193 uniquely identifies the PHAGWARA branch of BANK OF MAHARASHTRA located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code MAHB0001193
- First 4 characters (MAHB) – Represents BANK OF MAHARASHTRA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001193) – Unique branch identifier for PHAGWARA
How to Use IFSC Code MAHB0001193
To transfer money to any account at BANK OF MAHARASHTRA PHAGWARA branch, you will need to provide the IFSC code MAHB0001193 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF MAHARASHTRA PHAGWARA Branch
BANK OF MAHARASHTRA PHAGWARA is a branch of BANK OF MAHARASHTRA located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
744, GURU HARGOBIND NAGAR , PHAGWARA DISTT. KAPURTHALA PUNJAB-144401, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144014202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF MAHARASHTRA PHAGWARA?
The IFSC code of BANK OF MAHARASHTRA PHAGWARA branch in PHAGWARA is MAHB0001193.
What is the MICR code of BANK OF MAHARASHTRA PHAGWARA?
The MICR code of BANK OF MAHARASHTRA PHAGWARA branch is 144014202.
What is the address of BANK OF MAHARASHTRA PHAGWARA?
BANK OF MAHARASHTRA PHAGWARA branch is located at 744, GURU HARGOBIND NAGAR , PHAGWARA DISTT. KAPURTHALA PUNJAB-144401.
Does BANK OF MAHARASHTRA PHAGWARA support NEFT/RTGS/IMPS?
BANK OF MAHARASHTRA PHAGWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.