KARUR VYSYA BANK IFSC Code – PHAGWARA, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA branch.
Bank Details
| Bank Name | KARUR VYSYA BANK |
| Branch Name | PHAGWARA |
| IFSC Code | KVBL0004307 |
| MICR Code | NA |
| Address | 780,HARGOBIND NAGAR PHAGWARA DISTRICT - KAPURTHALA PUNJAB |
| City | PHAGWARA |
| District | KAPURTHALA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code KVBL0004307
The IFSC code KVBL0004307 uniquely identifies the PHAGWARA branch of KARUR VYSYA BANK located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KVBL0004307
- First 4 characters (KVBL) – Represents KARUR VYSYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004307) – Unique branch identifier for PHAGWARA
How to Use IFSC Code KVBL0004307
To transfer money to any account at KARUR VYSYA BANK PHAGWARA branch, you will need to provide the IFSC code KVBL0004307 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KARUR VYSYA BANK PHAGWARA Branch
KARUR VYSYA BANK PHAGWARA is a branch of KARUR VYSYA BANK located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
780,HARGOBIND NAGAR PHAGWARA DISTRICT - KAPURTHALA PUNJAB, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KARUR VYSYA BANK PHAGWARA?
The IFSC code of KARUR VYSYA BANK PHAGWARA branch in PHAGWARA is KVBL0004307.
What is the MICR code of KARUR VYSYA BANK PHAGWARA?
The MICR code of KARUR VYSYA BANK PHAGWARA branch is NA.
What is the address of KARUR VYSYA BANK PHAGWARA?
KARUR VYSYA BANK PHAGWARA branch is located at 780,HARGOBIND NAGAR PHAGWARA DISTRICT - KAPURTHALA PUNJAB.
Does KARUR VYSYA BANK PHAGWARA support NEFT/RTGS/IMPS?
KARUR VYSYA BANK PHAGWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.