THE KARAD URBAN COOPERATIVE BANK LIMITED IFSC Code – VIDHYANAGAR, KARAD
Complete bank details including IFSC code, MICR code, address and payment facilities for VIDHYANAGAR branch.
Bank Details
| Bank Name | THE KARAD URBAN COOPERATIVE BANK LIMITED |
| Branch Name | VIDHYANAGAR |
| IFSC Code | KUCB0488006 |
| MICR Code | 415488354 |
| Address | MILKAT NO- 921 ,OPP.COLLEGE OF PHARMACY ,VIDYANAGAR, KARAD |
| City | KARAD |
| District | SATARA |
| State | MAHARASHTRA |
| Contact | 271326 |
Payment Facilities
About IFSC Code KUCB0488006
The IFSC code KUCB0488006 uniquely identifies the VIDHYANAGAR branch of THE KARAD URBAN COOPERATIVE BANK LIMITED located in KARAD, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KUCB0488006
- First 4 characters (KUCB) – Represents THE KARAD URBAN COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (488006) – Unique branch identifier for VIDHYANAGAR
How to Use IFSC Code KUCB0488006
To transfer money to any account at THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR branch, you will need to provide the IFSC code KUCB0488006 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VIDHYANAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR Branch
THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR is a branch of THE KARAD URBAN COOPERATIVE BANK LIMITED located in KARAD, MAHARASHTRA. The branch provides comprehensive banking services to customers in KARAD and surrounding areas.
Branch Address
MILKAT NO- 921 ,OPP.COLLEGE OF PHARMACY ,VIDYANAGAR, KARAD, KARAD, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415488354. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR?
The IFSC code of THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR branch in KARAD is KUCB0488006.
What is the MICR code of THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR?
The MICR code of THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR branch is 415488354.
What is the address of THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR?
THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR branch is located at MILKAT NO- 921 ,OPP.COLLEGE OF PHARMACY ,VIDYANAGAR, KARAD.
Does THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR support NEFT/RTGS/IMPS?
THE KARAD URBAN COOPERATIVE BANK LIMITED VIDHYANAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.