THE KARAD URBAN COOPERATIVE BANK LIMITEDVerified Feb 2026

THE KARAD URBAN COOPERATIVE BANK LIMITED IFSC Code – UMBRAJ, UMBRAJ

Complete bank details including IFSC code, MICR code, address and payment facilities for UMBRAJ branch.

IFSC Code
KUCB0488005

Bank Details

Bank NameTHE KARAD URBAN COOPERATIVE BANK LIMITED
Branch NameUMBRAJ
IFSC CodeKUCB0488005
MICR CodeWAITING
AddressS.NO- 812, WAKDE BUILDING, " JANAIDEVI SANKUL ", 1 ST FLOOR , UMBRAJ - 415 109
CityUMBRAJ
DistrictSATARA
StateMAHARASHTRA
Contact264045

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KUCB0488005

The IFSC code KUCB0488005 uniquely identifies the UMBRAJ branch of THE KARAD URBAN COOPERATIVE BANK LIMITED located in UMBRAJ, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KUCB0488005

  • First 4 characters (KUCB) – Represents THE KARAD URBAN COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (488005) – Unique branch identifier for UMBRAJ

How to Use IFSC Code KUCB0488005

To transfer money to any account at THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ branch, you will need to provide the IFSC code KUCB0488005 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UMBRAJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ Branch

THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ is a branch of THE KARAD URBAN COOPERATIVE BANK LIMITED located in UMBRAJ, MAHARASHTRA. The branch provides comprehensive banking services to customers in UMBRAJ and surrounding areas.

Branch Address

S.NO- 812, WAKDE BUILDING, " JANAIDEVI SANKUL ", 1 ST FLOOR , UMBRAJ - 415 109, UMBRAJ, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ?

The IFSC code of THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ branch in UMBRAJ is KUCB0488005.

What is the MICR code of THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ?

The MICR code of THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ branch is WAITING.

What is the address of THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ?

THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ branch is located at S.NO- 812, WAKDE BUILDING, " JANAIDEVI SANKUL ", 1 ST FLOOR , UMBRAJ - 415 109.

Does THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ support NEFT/RTGS/IMPS?

THE KARAD URBAN COOPERATIVE BANK LIMITED UMBRAJ branch supports NEFT, RTGS, IMPS, and UPI transactions.