KERALA GRAMIN BANK IFSC Code – VAKATHANAM, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for VAKATHANAM branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | VAKATHANAM |
| IFSC Code | KLGB0040614 |
| MICR Code | 686480004 |
| Address | ONATT TRADE CENTRE,NJALIAKUZHI JUNCTION,P.O.VAKATHANAM,KOTTAYAM,KERALA,PIN -686538 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 2460214 |
Payment Facilities
About IFSC Code KLGB0040614
The IFSC code KLGB0040614 uniquely identifies the VAKATHANAM branch of KERALA GRAMIN BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040614
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040614) – Unique branch identifier for VAKATHANAM
How to Use IFSC Code KLGB0040614
To transfer money to any account at KERALA GRAMIN BANK VAKATHANAM branch, you will need to provide the IFSC code KLGB0040614 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VAKATHANAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK VAKATHANAM Branch
KERALA GRAMIN BANK VAKATHANAM is a branch of KERALA GRAMIN BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
ONATT TRADE CENTRE,NJALIAKUZHI JUNCTION,P.O.VAKATHANAM,KOTTAYAM,KERALA,PIN -686538, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686480004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK VAKATHANAM?
The IFSC code of KERALA GRAMIN BANK VAKATHANAM branch in KOTTAYAM is KLGB0040614.
What is the MICR code of KERALA GRAMIN BANK VAKATHANAM?
The MICR code of KERALA GRAMIN BANK VAKATHANAM branch is 686480004.
What is the address of KERALA GRAMIN BANK VAKATHANAM?
KERALA GRAMIN BANK VAKATHANAM branch is located at ONATT TRADE CENTRE,NJALIAKUZHI JUNCTION,P.O.VAKATHANAM,KOTTAYAM,KERALA,PIN -686538.
Does KERALA GRAMIN BANK VAKATHANAM support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK VAKATHANAM branch supports NEFT, RTGS, IMPS, and UPI transactions.