KERALA GRAMIN BANK IFSC Code – AYAMKUDY, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for AYAMKUDY branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | AYAMKUDY |
| IFSC Code | KLGB0040591 |
| MICR Code | 686480704 |
| Address | ST.THERESAS SHOPPING CENTRE,MUTTUCHIRA ( VIA),P.O.AYAMKUDY,KOTTAYAM,KERALA,PIN -686613 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 288549 |
Payment Facilities
About IFSC Code KLGB0040591
The IFSC code KLGB0040591 uniquely identifies the AYAMKUDY branch of KERALA GRAMIN BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040591
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040591) – Unique branch identifier for AYAMKUDY
How to Use IFSC Code KLGB0040591
To transfer money to any account at KERALA GRAMIN BANK AYAMKUDY branch, you will need to provide the IFSC code KLGB0040591 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AYAMKUDY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK AYAMKUDY Branch
KERALA GRAMIN BANK AYAMKUDY is a branch of KERALA GRAMIN BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
ST.THERESAS SHOPPING CENTRE,MUTTUCHIRA ( VIA),P.O.AYAMKUDY,KOTTAYAM,KERALA,PIN -686613, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686480704. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK AYAMKUDY?
The IFSC code of KERALA GRAMIN BANK AYAMKUDY branch in KOTTAYAM is KLGB0040591.
What is the MICR code of KERALA GRAMIN BANK AYAMKUDY?
The MICR code of KERALA GRAMIN BANK AYAMKUDY branch is 686480704.
What is the address of KERALA GRAMIN BANK AYAMKUDY?
KERALA GRAMIN BANK AYAMKUDY branch is located at ST.THERESAS SHOPPING CENTRE,MUTTUCHIRA ( VIA),P.O.AYAMKUDY,KOTTAYAM,KERALA,PIN -686613.
Does KERALA GRAMIN BANK AYAMKUDY support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK AYAMKUDY branch supports NEFT, RTGS, IMPS, and UPI transactions.