KERALA GRAMIN BANK IFSC Code – ERNAKULAM MAIN, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM MAIN branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | ERNAKULAM MAIN |
| IFSC Code | KLGB0040532 |
| MICR Code | 682480002 |
| Address | ENSIGN ENCLAVE,M.G.ROAD,P.O.ERNAKULAM,ERNAKULAM,KERALA,PIN -682011 |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 2375217 |
Payment Facilities
About IFSC Code KLGB0040532
The IFSC code KLGB0040532 uniquely identifies the ERNAKULAM MAIN branch of KERALA GRAMIN BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040532
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040532) – Unique branch identifier for ERNAKULAM MAIN
How to Use IFSC Code KLGB0040532
To transfer money to any account at KERALA GRAMIN BANK ERNAKULAM MAIN branch, you will need to provide the IFSC code KLGB0040532 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM MAIN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK ERNAKULAM MAIN Branch
KERALA GRAMIN BANK ERNAKULAM MAIN is a branch of KERALA GRAMIN BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
ENSIGN ENCLAVE,M.G.ROAD,P.O.ERNAKULAM,ERNAKULAM,KERALA,PIN -682011, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682480002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK ERNAKULAM MAIN?
The IFSC code of KERALA GRAMIN BANK ERNAKULAM MAIN branch in ERNAKULAM is KLGB0040532.
What is the MICR code of KERALA GRAMIN BANK ERNAKULAM MAIN?
The MICR code of KERALA GRAMIN BANK ERNAKULAM MAIN branch is 682480002.
What is the address of KERALA GRAMIN BANK ERNAKULAM MAIN?
KERALA GRAMIN BANK ERNAKULAM MAIN branch is located at ENSIGN ENCLAVE,M.G.ROAD,P.O.ERNAKULAM,ERNAKULAM,KERALA,PIN -682011.
Does KERALA GRAMIN BANK ERNAKULAM MAIN support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK ERNAKULAM MAIN branch supports NEFT, RTGS, IMPS, and UPI transactions.