KERALA GRAMIN BANK IFSC Code – CHAMPAD, KANNUR
Complete bank details including IFSC code, MICR code, address and payment facilities for CHAMPAD branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | CHAMPAD |
| IFSC Code | KLGB0040496 |
| MICR Code | 670480108 |
| Address | CHAMPAD,P.O.CHAMPAD,KANNUR,KERALA,PIN -670694 |
| City | KANNUR |
| State | KERALA |
| Contact | 2311010 |
Payment Facilities
About IFSC Code KLGB0040496
The IFSC code KLGB0040496 uniquely identifies the CHAMPAD branch of KERALA GRAMIN BANK located in KANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040496
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040496) – Unique branch identifier for CHAMPAD
How to Use IFSC Code KLGB0040496
To transfer money to any account at KERALA GRAMIN BANK CHAMPAD branch, you will need to provide the IFSC code KLGB0040496 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHAMPAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK CHAMPAD Branch
KERALA GRAMIN BANK CHAMPAD is a branch of KERALA GRAMIN BANK located in KANNUR, KERALA. The branch provides comprehensive banking services to customers in KANNUR and surrounding areas.
Branch Address
CHAMPAD,P.O.CHAMPAD,KANNUR,KERALA,PIN -670694, KANNUR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 670480108. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK CHAMPAD?
The IFSC code of KERALA GRAMIN BANK CHAMPAD branch in KANNUR is KLGB0040496.
What is the MICR code of KERALA GRAMIN BANK CHAMPAD?
The MICR code of KERALA GRAMIN BANK CHAMPAD branch is 670480108.
What is the address of KERALA GRAMIN BANK CHAMPAD?
KERALA GRAMIN BANK CHAMPAD branch is located at CHAMPAD,P.O.CHAMPAD,KANNUR,KERALA,PIN -670694.
Does KERALA GRAMIN BANK CHAMPAD support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK CHAMPAD branch supports NEFT, RTGS, IMPS, and UPI transactions.