KERALA GRAMIN BANKVerified Feb 2026

KERALA GRAMIN BANK IFSC Code – KELAKAM, KANNUR

Complete bank details including IFSC code, MICR code, address and payment facilities for KELAKAM branch.

IFSC Code
KLGB0040441

Bank Details

Bank NameKERALA GRAMIN BANK
Branch NameKELAKAM
IFSC CodeKLGB0040441
MICR Code670480813
AddressKELAKAM,P.O.KELAKAM,KANNUR,KERALA,PIN -670674
CityKANNUR
StateKERALA
Contact2412047

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KLGB0040441

The IFSC code KLGB0040441 uniquely identifies the KELAKAM branch of KERALA GRAMIN BANK located in KANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KLGB0040441

  • First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (040441) – Unique branch identifier for KELAKAM

How to Use IFSC Code KLGB0040441

To transfer money to any account at KERALA GRAMIN BANK KELAKAM branch, you will need to provide the IFSC code KLGB0040441 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KELAKAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KERALA GRAMIN BANK KELAKAM Branch

KERALA GRAMIN BANK KELAKAM is a branch of KERALA GRAMIN BANK located in KANNUR, KERALA. The branch provides comprehensive banking services to customers in KANNUR and surrounding areas.

Branch Address

KELAKAM,P.O.KELAKAM,KANNUR,KERALA,PIN -670674, KANNUR, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 670480813. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KERALA GRAMIN BANK KELAKAM?

The IFSC code of KERALA GRAMIN BANK KELAKAM branch in KANNUR is KLGB0040441.

What is the MICR code of KERALA GRAMIN BANK KELAKAM?

The MICR code of KERALA GRAMIN BANK KELAKAM branch is 670480813.

What is the address of KERALA GRAMIN BANK KELAKAM?

KERALA GRAMIN BANK KELAKAM branch is located at KELAKAM,P.O.KELAKAM,KANNUR,KERALA,PIN -670674.

Does KERALA GRAMIN BANK KELAKAM support NEFT/RTGS/IMPS?

KERALA GRAMIN BANK KELAKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.