KERALA GRAMIN BANK IFSC Code – KOLAYAD, KANNUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KOLAYAD branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | KOLAYAD |
| IFSC Code | KLGB0040434 |
| MICR Code | 670480811 |
| Address | KOLAYAD,P.O.KOLAYAD,KANNUR,KERALA,PIN -670643 |
| City | KANNUR |
| State | KERALA |
| Contact | 2302412 |
Payment Facilities
About IFSC Code KLGB0040434
The IFSC code KLGB0040434 uniquely identifies the KOLAYAD branch of KERALA GRAMIN BANK located in KANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040434
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040434) – Unique branch identifier for KOLAYAD
How to Use IFSC Code KLGB0040434
To transfer money to any account at KERALA GRAMIN BANK KOLAYAD branch, you will need to provide the IFSC code KLGB0040434 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOLAYAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK KOLAYAD Branch
KERALA GRAMIN BANK KOLAYAD is a branch of KERALA GRAMIN BANK located in KANNUR, KERALA. The branch provides comprehensive banking services to customers in KANNUR and surrounding areas.
Branch Address
KOLAYAD,P.O.KOLAYAD,KANNUR,KERALA,PIN -670643, KANNUR, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 670480811. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK KOLAYAD?
The IFSC code of KERALA GRAMIN BANK KOLAYAD branch in KANNUR is KLGB0040434.
What is the MICR code of KERALA GRAMIN BANK KOLAYAD?
The MICR code of KERALA GRAMIN BANK KOLAYAD branch is 670480811.
What is the address of KERALA GRAMIN BANK KOLAYAD?
KERALA GRAMIN BANK KOLAYAD branch is located at KOLAYAD,P.O.KOLAYAD,KANNUR,KERALA,PIN -670643.
Does KERALA GRAMIN BANK KOLAYAD support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK KOLAYAD branch supports NEFT, RTGS, IMPS, and UPI transactions.