KERALA GRAMIN BANK IFSC Code – KARTIKULAM, WAYANAD
Complete bank details including IFSC code, MICR code, address and payment facilities for KARTIKULAM branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | KARTIKULAM |
| IFSC Code | KLGB0040404 |
| MICR Code | 670480203 |
| Address | KARTIKULAM,P.O.KARTIKULAM,WYNAD,KERALA,PIN -670646 |
| City | WAYANAD |
| State | KERALA |
| Contact | 250441 |
Payment Facilities
About IFSC Code KLGB0040404
The IFSC code KLGB0040404 uniquely identifies the KARTIKULAM branch of KERALA GRAMIN BANK located in WAYANAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040404
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040404) – Unique branch identifier for KARTIKULAM
How to Use IFSC Code KLGB0040404
To transfer money to any account at KERALA GRAMIN BANK KARTIKULAM branch, you will need to provide the IFSC code KLGB0040404 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARTIKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK KARTIKULAM Branch
KERALA GRAMIN BANK KARTIKULAM is a branch of KERALA GRAMIN BANK located in WAYANAD, KERALA. The branch provides comprehensive banking services to customers in WAYANAD and surrounding areas.
Branch Address
KARTIKULAM,P.O.KARTIKULAM,WYNAD,KERALA,PIN -670646, WAYANAD, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 670480203. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK KARTIKULAM?
The IFSC code of KERALA GRAMIN BANK KARTIKULAM branch in WAYANAD is KLGB0040404.
What is the MICR code of KERALA GRAMIN BANK KARTIKULAM?
The MICR code of KERALA GRAMIN BANK KARTIKULAM branch is 670480203.
What is the address of KERALA GRAMIN BANK KARTIKULAM?
KERALA GRAMIN BANK KARTIKULAM branch is located at KARTIKULAM,P.O.KARTIKULAM,WYNAD,KERALA,PIN -670646.
Does KERALA GRAMIN BANK KARTIKULAM support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK KARTIKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.