KERALA GRAMIN BANK IFSC Code – ERNAKULAM RO, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM RO branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | ERNAKULAM RO |
| IFSC Code | KLGB0040392 |
| MICR Code | NA |
| Address | 48/24A-3,DANFOSS ARCADE,PERANDOOR ROAD,POTTAKUZHI JN,KALOOR,COCHIN,ERNAKULAM -682026 |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 2536302 |
Payment Facilities
About IFSC Code KLGB0040392
The IFSC code KLGB0040392 uniquely identifies the ERNAKULAM RO branch of KERALA GRAMIN BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040392
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040392) – Unique branch identifier for ERNAKULAM RO
How to Use IFSC Code KLGB0040392
To transfer money to any account at KERALA GRAMIN BANK ERNAKULAM RO branch, you will need to provide the IFSC code KLGB0040392 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM RO
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK ERNAKULAM RO Branch
KERALA GRAMIN BANK ERNAKULAM RO is a branch of KERALA GRAMIN BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
48/24A-3,DANFOSS ARCADE,PERANDOOR ROAD,POTTAKUZHI JN,KALOOR,COCHIN,ERNAKULAM -682026, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK ERNAKULAM RO?
The IFSC code of KERALA GRAMIN BANK ERNAKULAM RO branch in ERNAKULAM is KLGB0040392.
What is the MICR code of KERALA GRAMIN BANK ERNAKULAM RO?
The MICR code of KERALA GRAMIN BANK ERNAKULAM RO branch is NA.
What is the address of KERALA GRAMIN BANK ERNAKULAM RO?
KERALA GRAMIN BANK ERNAKULAM RO branch is located at 48/24A-3,DANFOSS ARCADE,PERANDOOR ROAD,POTTAKUZHI JN,KALOOR,COCHIN,ERNAKULAM -682026.
Does KERALA GRAMIN BANK ERNAKULAM RO support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK ERNAKULAM RO branch supports NEFT, RTGS, IMPS, and UPI transactions.