KERALA GRAMIN BANKVerified Feb 2026

KERALA GRAMIN BANK IFSC Code – PERUMKUZHI, TRIVANDRUM

Complete bank details including IFSC code, MICR code, address and payment facilities for PERUMKUZHI branch.

IFSC Code
KLGB0040390

Bank Details

Bank NameKERALA GRAMIN BANK
Branch NamePERUMKUZHI
IFSC CodeKLGB0040390
MICR Code695480023
AddressPERUNGUZHI USHA BUILDINGS,PERUNGUZHI ( PO),TRIVANDRUM DISTRICT 695305
CityTRIVANDRUM
StateKERALA
Contact2634066

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KLGB0040390

The IFSC code KLGB0040390 uniquely identifies the PERUMKUZHI branch of KERALA GRAMIN BANK located in TRIVANDRUM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KLGB0040390

  • First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (040390) – Unique branch identifier for PERUMKUZHI

How to Use IFSC Code KLGB0040390

To transfer money to any account at KERALA GRAMIN BANK PERUMKUZHI branch, you will need to provide the IFSC code KLGB0040390 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PERUMKUZHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KERALA GRAMIN BANK PERUMKUZHI Branch

KERALA GRAMIN BANK PERUMKUZHI is a branch of KERALA GRAMIN BANK located in TRIVANDRUM, KERALA. The branch provides comprehensive banking services to customers in TRIVANDRUM and surrounding areas.

Branch Address

PERUNGUZHI USHA BUILDINGS,PERUNGUZHI ( PO),TRIVANDRUM DISTRICT 695305, TRIVANDRUM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 695480023. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KERALA GRAMIN BANK PERUMKUZHI?

The IFSC code of KERALA GRAMIN BANK PERUMKUZHI branch in TRIVANDRUM is KLGB0040390.

What is the MICR code of KERALA GRAMIN BANK PERUMKUZHI?

The MICR code of KERALA GRAMIN BANK PERUMKUZHI branch is 695480023.

What is the address of KERALA GRAMIN BANK PERUMKUZHI?

KERALA GRAMIN BANK PERUMKUZHI branch is located at PERUNGUZHI USHA BUILDINGS,PERUNGUZHI ( PO),TRIVANDRUM DISTRICT 695305.

Does KERALA GRAMIN BANK PERUMKUZHI support NEFT/RTGS/IMPS?

KERALA GRAMIN BANK PERUMKUZHI branch supports NEFT, RTGS, IMPS, and UPI transactions.