KERALA GRAMIN BANKVerified Feb 2026

KERALA GRAMIN BANK IFSC Code – POTHENKODE, TRIVANDRUM

Complete bank details including IFSC code, MICR code, address and payment facilities for POTHENKODE branch.

IFSC Code
KLGB0040346

Bank Details

Bank NameKERALA GRAMIN BANK
Branch NamePOTHENKODE
IFSC CodeKLGB0040346
MICR Code695480010
AddressPOTHENCODE BRANCH CHANTHAYIL KADAYIL BUILDING,NEAR TOWN MASJID,MELEMUKKU,P.O.POTHENCODE,TRIVANDRUM DT,PIN - 695584
CityTRIVANDRUM
StateKERALA
Contact2410144

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KLGB0040346

The IFSC code KLGB0040346 uniquely identifies the POTHENKODE branch of KERALA GRAMIN BANK located in TRIVANDRUM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KLGB0040346

  • First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (040346) – Unique branch identifier for POTHENKODE

How to Use IFSC Code KLGB0040346

To transfer money to any account at KERALA GRAMIN BANK POTHENKODE branch, you will need to provide the IFSC code KLGB0040346 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at POTHENKODE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KERALA GRAMIN BANK POTHENKODE Branch

KERALA GRAMIN BANK POTHENKODE is a branch of KERALA GRAMIN BANK located in TRIVANDRUM, KERALA. The branch provides comprehensive banking services to customers in TRIVANDRUM and surrounding areas.

Branch Address

POTHENCODE BRANCH CHANTHAYIL KADAYIL BUILDING,NEAR TOWN MASJID,MELEMUKKU,P.O.POTHENCODE,TRIVANDRUM DT,PIN - 695584, TRIVANDRUM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 695480010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KERALA GRAMIN BANK POTHENKODE?

The IFSC code of KERALA GRAMIN BANK POTHENKODE branch in TRIVANDRUM is KLGB0040346.

What is the MICR code of KERALA GRAMIN BANK POTHENKODE?

The MICR code of KERALA GRAMIN BANK POTHENKODE branch is 695480010.

What is the address of KERALA GRAMIN BANK POTHENKODE?

KERALA GRAMIN BANK POTHENKODE branch is located at POTHENCODE BRANCH CHANTHAYIL KADAYIL BUILDING,NEAR TOWN MASJID,MELEMUKKU,P.O.POTHENCODE,TRIVANDRUM DT,PIN - 695584.

Does KERALA GRAMIN BANK POTHENKODE support NEFT/RTGS/IMPS?

KERALA GRAMIN BANK POTHENKODE branch supports NEFT, RTGS, IMPS, and UPI transactions.