KERALA GRAMIN BANK IFSC Code – CHEMMAD, MALAPPURAM
Complete bank details including IFSC code, MICR code, address and payment facilities for CHEMMAD branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | CHEMMAD |
| IFSC Code | KLGB0040275 |
| MICR Code | 676480302 |
| Address | CHEMMAD CITY TOWER BUILDING,THIRURANGADI.PO MALAPPURAM DT,PIN-676306 |
| City | MALAPPURAM |
| State | KERALA |
| Contact | 2464550 |
Payment Facilities
About IFSC Code KLGB0040275
The IFSC code KLGB0040275 uniquely identifies the CHEMMAD branch of KERALA GRAMIN BANK located in MALAPPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040275
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040275) – Unique branch identifier for CHEMMAD
How to Use IFSC Code KLGB0040275
To transfer money to any account at KERALA GRAMIN BANK CHEMMAD branch, you will need to provide the IFSC code KLGB0040275 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHEMMAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK CHEMMAD Branch
KERALA GRAMIN BANK CHEMMAD is a branch of KERALA GRAMIN BANK located in MALAPPURAM, KERALA. The branch provides comprehensive banking services to customers in MALAPPURAM and surrounding areas.
Branch Address
CHEMMAD CITY TOWER BUILDING,THIRURANGADI.PO MALAPPURAM DT,PIN-676306, MALAPPURAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 676480302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK CHEMMAD?
The IFSC code of KERALA GRAMIN BANK CHEMMAD branch in MALAPPURAM is KLGB0040275.
What is the MICR code of KERALA GRAMIN BANK CHEMMAD?
The MICR code of KERALA GRAMIN BANK CHEMMAD branch is 676480302.
What is the address of KERALA GRAMIN BANK CHEMMAD?
KERALA GRAMIN BANK CHEMMAD branch is located at CHEMMAD CITY TOWER BUILDING,THIRURANGADI.PO MALAPPURAM DT,PIN-676306.
Does KERALA GRAMIN BANK CHEMMAD support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK CHEMMAD branch supports NEFT, RTGS, IMPS, and UPI transactions.