KERALA GRAMIN BANK IFSC Code – ELAMKULAM, MALAPPURAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ELAMKULAM branch.
Bank Details
| Bank Name | KERALA GRAMIN BANK |
| Branch Name | ELAMKULAM |
| IFSC Code | KLGB0040218 |
| MICR Code | 679480154 |
| Address | ELAMKULAM P.O.KUNNAKKAVU,VIA.CHERUKARA MALAPPURAM DT,PIN-679340 |
| City | MALAPPURAM |
| State | KERALA |
| Contact | 230230 |
Payment Facilities
About IFSC Code KLGB0040218
The IFSC code KLGB0040218 uniquely identifies the ELAMKULAM branch of KERALA GRAMIN BANK located in MALAPPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KLGB0040218
- First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (040218) – Unique branch identifier for ELAMKULAM
How to Use IFSC Code KLGB0040218
To transfer money to any account at KERALA GRAMIN BANK ELAMKULAM branch, you will need to provide the IFSC code KLGB0040218 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ELAMKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KERALA GRAMIN BANK ELAMKULAM Branch
KERALA GRAMIN BANK ELAMKULAM is a branch of KERALA GRAMIN BANK located in MALAPPURAM, KERALA. The branch provides comprehensive banking services to customers in MALAPPURAM and surrounding areas.
Branch Address
ELAMKULAM P.O.KUNNAKKAVU,VIA.CHERUKARA MALAPPURAM DT,PIN-679340, MALAPPURAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 679480154. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KERALA GRAMIN BANK ELAMKULAM?
The IFSC code of KERALA GRAMIN BANK ELAMKULAM branch in MALAPPURAM is KLGB0040218.
What is the MICR code of KERALA GRAMIN BANK ELAMKULAM?
The MICR code of KERALA GRAMIN BANK ELAMKULAM branch is 679480154.
What is the address of KERALA GRAMIN BANK ELAMKULAM?
KERALA GRAMIN BANK ELAMKULAM branch is located at ELAMKULAM P.O.KUNNAKKAVU,VIA.CHERUKARA MALAPPURAM DT,PIN-679340.
Does KERALA GRAMIN BANK ELAMKULAM support NEFT/RTGS/IMPS?
KERALA GRAMIN BANK ELAMKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.