KERALA GRAMIN BANKVerified Feb 2026

KERALA GRAMIN BANK IFSC Code – MELADY, KOZHIKODE

Complete bank details including IFSC code, MICR code, address and payment facilities for MELADY branch.

IFSC Code
KLGB0040114

Bank Details

Bank NameKERALA GRAMIN BANK
Branch NameMELADY
IFSC CodeKLGB0040114
MICR Code673480038
AddressMELADY P.O.PAYYOLI KOZHIKODE DT,PIN-673522
CityKOZHIKODE
StateKERALA
Contact2602016

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KLGB0040114

The IFSC code KLGB0040114 uniquely identifies the MELADY branch of KERALA GRAMIN BANK located in KOZHIKODE, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KLGB0040114

  • First 4 characters (KLGB) – Represents KERALA GRAMIN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (040114) – Unique branch identifier for MELADY

How to Use IFSC Code KLGB0040114

To transfer money to any account at KERALA GRAMIN BANK MELADY branch, you will need to provide the IFSC code KLGB0040114 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MELADY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KERALA GRAMIN BANK MELADY Branch

KERALA GRAMIN BANK MELADY is a branch of KERALA GRAMIN BANK located in KOZHIKODE, KERALA. The branch provides comprehensive banking services to customers in KOZHIKODE and surrounding areas.

Branch Address

MELADY P.O.PAYYOLI KOZHIKODE DT,PIN-673522, KOZHIKODE, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 673480038. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KERALA GRAMIN BANK MELADY?

The IFSC code of KERALA GRAMIN BANK MELADY branch in KOZHIKODE is KLGB0040114.

What is the MICR code of KERALA GRAMIN BANK MELADY?

The MICR code of KERALA GRAMIN BANK MELADY branch is 673480038.

What is the address of KERALA GRAMIN BANK MELADY?

KERALA GRAMIN BANK MELADY branch is located at MELADY P.O.PAYYOLI KOZHIKODE DT,PIN-673522.

Does KERALA GRAMIN BANK MELADY support NEFT/RTGS/IMPS?

KERALA GRAMIN BANK MELADY branch supports NEFT, RTGS, IMPS, and UPI transactions.