KOTAK MAHINDRA BANK LIMITED IFSC Code – MILLER GUNJ BRANCH, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for MILLER GUNJ BRANCH branch.
Bank Details
| Bank Name | KOTAK MAHINDRA BANK LIMITED |
| Branch Name | MILLER GUNJ BRANCH |
| IFSC Code | KKBK0003900 |
| MICR Code | 141485004 |
| Address | MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 1026022 |
Payment Facilities
About IFSC Code KKBK0003900
The IFSC code KKBK0003900 uniquely identifies the MILLER GUNJ BRANCH branch of KOTAK MAHINDRA BANK LIMITED located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KKBK0003900
- First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003900) – Unique branch identifier for MILLER GUNJ BRANCH
How to Use IFSC Code KKBK0003900
To transfer money to any account at KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH branch, you will need to provide the IFSC code KKBK0003900 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MILLER GUNJ BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH Branch
KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH is a branch of KOTAK MAHINDRA BANK LIMITED located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141485004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH?
The IFSC code of KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH branch in LUDHIANA is KKBK0003900.
What is the MICR code of KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH?
The MICR code of KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH branch is 141485004.
What is the address of KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH?
KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH branch is located at MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003.
Does KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH support NEFT/RTGS/IMPS?
KOTAK MAHINDRA BANK LIMITED MILLER GUNJ BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.