KOTAK MAHINDRA BANK LIMITEDVerified Feb 2026

KOTAK MAHINDRA BANK LIMITED IFSC Code – SURAT RING ROAD BRANCH, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for SURAT RING ROAD BRANCH branch.

IFSC Code
KKBK0002847

Bank Details

Bank NameKOTAK MAHINDRA BANK LIMITED
Branch NameSURAT RING ROAD BRANCH
IFSC CodeKKBK0002847
MICR Code395485009
AddressSURAT RING ROAD BRANCH- GUJARAT SHOP NO. G,1, GROUND FLOOR TOWER, A ?? TWIN TOWER?? SAHARA DARWAJA, RING ROAD-SURAT-395003 GUJARAT
CitySURAT
StateGUJARAT
Contact1026022

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KKBK0002847

The IFSC code KKBK0002847 uniquely identifies the SURAT RING ROAD BRANCH branch of KOTAK MAHINDRA BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KKBK0002847

  • First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002847) – Unique branch identifier for SURAT RING ROAD BRANCH

How to Use IFSC Code KKBK0002847

To transfer money to any account at KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH branch, you will need to provide the IFSC code KKBK0002847 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SURAT RING ROAD BRANCH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH Branch

KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH is a branch of KOTAK MAHINDRA BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

SURAT RING ROAD BRANCH- GUJARAT SHOP NO. G,1, GROUND FLOOR TOWER, A ?? TWIN TOWER?? SAHARA DARWAJA, RING ROAD-SURAT-395003 GUJARAT, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395485009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH?

The IFSC code of KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH branch in SURAT is KKBK0002847.

What is the MICR code of KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH?

The MICR code of KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH branch is 395485009.

What is the address of KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH?

KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH branch is located at SURAT RING ROAD BRANCH- GUJARAT SHOP NO. G,1, GROUND FLOOR TOWER, A ?? TWIN TOWER?? SAHARA DARWAJA, RING ROAD-SURAT-395003 GUJARAT.

Does KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH support NEFT/RTGS/IMPS?

KOTAK MAHINDRA BANK LIMITED SURAT RING ROAD BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.