KOTAK MAHINDRA BANK LIMITEDVerified Feb 2026

KOTAK MAHINDRA BANK LIMITED IFSC Code – SURAT - RING ROAD, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for SURAT - RING ROAD branch.

IFSC Code
KKBK0000876

Bank Details

Bank NameKOTAK MAHINDRA BANK LIMITED
Branch NameSURAT - RING ROAD
IFSC CodeKKBK0000876
MICR Code395485004
Address1ST FLOOR,SHANTI POINT,SURAT - CLOTH MARKET (RING ROAD)SURAT - 395002,GUJARAT,INDIA
CitySURAT
StateGUJARAT
Contact6693312

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KKBK0000876

The IFSC code KKBK0000876 uniquely identifies the SURAT - RING ROAD branch of KOTAK MAHINDRA BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KKBK0000876

  • First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000876) – Unique branch identifier for SURAT - RING ROAD

How to Use IFSC Code KKBK0000876

To transfer money to any account at KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD branch, you will need to provide the IFSC code KKBK0000876 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SURAT - RING ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD Branch

KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD is a branch of KOTAK MAHINDRA BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

1ST FLOOR,SHANTI POINT,SURAT - CLOTH MARKET (RING ROAD)SURAT - 395002,GUJARAT,INDIA, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395485004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD?

The IFSC code of KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD branch in SURAT is KKBK0000876.

What is the MICR code of KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD?

The MICR code of KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD branch is 395485004.

What is the address of KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD?

KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD branch is located at 1ST FLOOR,SHANTI POINT,SURAT - CLOTH MARKET (RING ROAD)SURAT - 395002,GUJARAT,INDIA.

Does KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD support NEFT/RTGS/IMPS?

KOTAK MAHINDRA BANK LIMITED SURAT - RING ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.