KOTAK MAHINDRA BANK LIMITEDVerified Feb 2026

KOTAK MAHINDRA BANK LIMITED IFSC Code – JODA BRANCH, JODA

Complete bank details including IFSC code, MICR code, address and payment facilities for JODA BRANCH branch.

IFSC Code
KKBK0000497

Bank Details

Bank NameKOTAK MAHINDRA BANK LIMITED
Branch NameJODA BRANCH
IFSC CodeKKBK0000497
MICR Code758485202
AddressGROUND FLOOR, SHOP NO.9 &10, SINGHANIA TOWER, BANSPANI ROAD, PO JODA-758034, DIST-KEONJHAR.
CityJODA
DistrictKEONJHAR
StateODISHA
Contact226022

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KKBK0000497

The IFSC code KKBK0000497 uniquely identifies the JODA BRANCH branch of KOTAK MAHINDRA BANK LIMITED located in JODA, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KKBK0000497

  • First 4 characters (KKBK) – Represents KOTAK MAHINDRA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000497) – Unique branch identifier for JODA BRANCH

How to Use IFSC Code KKBK0000497

To transfer money to any account at KOTAK MAHINDRA BANK LIMITED JODA BRANCH branch, you will need to provide the IFSC code KKBK0000497 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JODA BRANCH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KOTAK MAHINDRA BANK LIMITED JODA BRANCH Branch

KOTAK MAHINDRA BANK LIMITED JODA BRANCH is a branch of KOTAK MAHINDRA BANK LIMITED located in JODA, ODISHA. The branch provides comprehensive banking services to customers in JODA and surrounding areas.

Branch Address

GROUND FLOOR, SHOP NO.9 &10, SINGHANIA TOWER, BANSPANI ROAD, PO JODA-758034, DIST-KEONJHAR., JODA, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 758485202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KOTAK MAHINDRA BANK LIMITED JODA BRANCH?

The IFSC code of KOTAK MAHINDRA BANK LIMITED JODA BRANCH branch in JODA is KKBK0000497.

What is the MICR code of KOTAK MAHINDRA BANK LIMITED JODA BRANCH?

The MICR code of KOTAK MAHINDRA BANK LIMITED JODA BRANCH branch is 758485202.

What is the address of KOTAK MAHINDRA BANK LIMITED JODA BRANCH?

KOTAK MAHINDRA BANK LIMITED JODA BRANCH branch is located at GROUND FLOOR, SHOP NO.9 &10, SINGHANIA TOWER, BANSPANI ROAD, PO JODA-758034, DIST-KEONJHAR..

Does KOTAK MAHINDRA BANK LIMITED JODA BRANCH support NEFT/RTGS/IMPS?

KOTAK MAHINDRA BANK LIMITED JODA BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.