KARNATAKA BANK LIMITEDVerified Feb 2026

KARNATAKA BANK LIMITED IFSC Code – SURAT GUJARAT, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for SURAT GUJARAT branch.

IFSC Code
KARB0000726

Bank Details

Bank NameKARNATAKA BANK LIMITED
Branch NameSURAT GUJARAT
IFSC CodeKARB0000726
MICR Code395052002
AddressK.G.CHAMBERS,OPP.GUJARAT SAMACHAR PRESS,UDHNA DARWAJA RING ROAD,SURAT, PIN - 395002
CitySURAT
StateGUJARAT
Contact2363063

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KARB0000726

The IFSC code KARB0000726 uniquely identifies the SURAT GUJARAT branch of KARNATAKA BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KARB0000726

  • First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000726) – Unique branch identifier for SURAT GUJARAT

How to Use IFSC Code KARB0000726

To transfer money to any account at KARNATAKA BANK LIMITED SURAT GUJARAT branch, you will need to provide the IFSC code KARB0000726 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SURAT GUJARAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARNATAKA BANK LIMITED SURAT GUJARAT Branch

KARNATAKA BANK LIMITED SURAT GUJARAT is a branch of KARNATAKA BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

K.G.CHAMBERS,OPP.GUJARAT SAMACHAR PRESS,UDHNA DARWAJA RING ROAD,SURAT, PIN - 395002, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395052002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARNATAKA BANK LIMITED SURAT GUJARAT?

The IFSC code of KARNATAKA BANK LIMITED SURAT GUJARAT branch in SURAT is KARB0000726.

What is the MICR code of KARNATAKA BANK LIMITED SURAT GUJARAT?

The MICR code of KARNATAKA BANK LIMITED SURAT GUJARAT branch is 395052002.

What is the address of KARNATAKA BANK LIMITED SURAT GUJARAT?

KARNATAKA BANK LIMITED SURAT GUJARAT branch is located at K.G.CHAMBERS,OPP.GUJARAT SAMACHAR PRESS,UDHNA DARWAJA RING ROAD,SURAT, PIN - 395002.

Does KARNATAKA BANK LIMITED SURAT GUJARAT support NEFT/RTGS/IMPS?

KARNATAKA BANK LIMITED SURAT GUJARAT branch supports NEFT, RTGS, IMPS, and UPI transactions.