KARNATAKA BANK LIMITEDVerified Feb 2026

KARNATAKA BANK LIMITED IFSC Code – MARGAO GOA, MARGOA

Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAO GOA branch.

IFSC Code
KARB0000490

Bank Details

Bank NameKARNATAKA BANK LIMITED
Branch NameMARGAO GOA
IFSC CodeKARB0000490
MICR Code403052004
AddressMABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601
CityMARGOA
DistrictGOA-SOUTH
StateGOA
Contact2730979

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KARB0000490

The IFSC code KARB0000490 uniquely identifies the MARGAO GOA branch of KARNATAKA BANK LIMITED located in MARGOA, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KARB0000490

  • First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000490) – Unique branch identifier for MARGAO GOA

How to Use IFSC Code KARB0000490

To transfer money to any account at KARNATAKA BANK LIMITED MARGAO GOA branch, you will need to provide the IFSC code KARB0000490 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MARGAO GOA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARNATAKA BANK LIMITED MARGAO GOA Branch

KARNATAKA BANK LIMITED MARGAO GOA is a branch of KARNATAKA BANK LIMITED located in MARGOA, GOA. The branch provides comprehensive banking services to customers in MARGOA and surrounding areas.

Branch Address

MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601, MARGOA, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403052004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARNATAKA BANK LIMITED MARGAO GOA?

The IFSC code of KARNATAKA BANK LIMITED MARGAO GOA branch in MARGOA is KARB0000490.

What is the MICR code of KARNATAKA BANK LIMITED MARGAO GOA?

The MICR code of KARNATAKA BANK LIMITED MARGAO GOA branch is 403052004.

What is the address of KARNATAKA BANK LIMITED MARGAO GOA?

KARNATAKA BANK LIMITED MARGAO GOA branch is located at MABAI HOTEL BUILDING,OPP.MUNCIPAL GARDEN,GEORGE BARETTO SQUARE,MARGAO,GOA, PIN - 403601.

Does KARNATAKA BANK LIMITED MARGAO GOA support NEFT/RTGS/IMPS?

KARNATAKA BANK LIMITED MARGAO GOA branch supports NEFT, RTGS, IMPS, and UPI transactions.