KARNATAKA BANK LIMITEDVerified Feb 2026

KARNATAKA BANK LIMITED IFSC Code – ERNAKULAM KERALA, ERNAKULAM

Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM KERALA branch.

IFSC Code
KARB0000201

Bank Details

Bank NameKARNATAKA BANK LIMITED
Branch NameERNAKULAM KERALA
IFSC CodeKARB0000201
MICR Code682052002
AddressXXX/512,CHELUR BUILDING I FLOOR,M.G.ROAD PALLIMUKKU ERNAKULAM, PIN - 682016
CityERNAKULAM
StateKERALA
Contact2376841

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KARB0000201

The IFSC code KARB0000201 uniquely identifies the ERNAKULAM KERALA branch of KARNATAKA BANK LIMITED located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KARB0000201

  • First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000201) – Unique branch identifier for ERNAKULAM KERALA

How to Use IFSC Code KARB0000201

To transfer money to any account at KARNATAKA BANK LIMITED ERNAKULAM KERALA branch, you will need to provide the IFSC code KARB0000201 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ERNAKULAM KERALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARNATAKA BANK LIMITED ERNAKULAM KERALA Branch

KARNATAKA BANK LIMITED ERNAKULAM KERALA is a branch of KARNATAKA BANK LIMITED located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.

Branch Address

XXX/512,CHELUR BUILDING I FLOOR,M.G.ROAD PALLIMUKKU ERNAKULAM, PIN - 682016, ERNAKULAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682052002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARNATAKA BANK LIMITED ERNAKULAM KERALA?

The IFSC code of KARNATAKA BANK LIMITED ERNAKULAM KERALA branch in ERNAKULAM is KARB0000201.

What is the MICR code of KARNATAKA BANK LIMITED ERNAKULAM KERALA?

The MICR code of KARNATAKA BANK LIMITED ERNAKULAM KERALA branch is 682052002.

What is the address of KARNATAKA BANK LIMITED ERNAKULAM KERALA?

KARNATAKA BANK LIMITED ERNAKULAM KERALA branch is located at XXX/512,CHELUR BUILDING I FLOOR,M.G.ROAD PALLIMUKKU ERNAKULAM, PIN - 682016.

Does KARNATAKA BANK LIMITED ERNAKULAM KERALA support NEFT/RTGS/IMPS?

KARNATAKA BANK LIMITED ERNAKULAM KERALA branch supports NEFT, RTGS, IMPS, and UPI transactions.