KARNATAKA BANK LIMITEDVerified Feb 2026

KARNATAKA BANK LIMITED IFSC Code – DHARWAD-SDMC (E.C), DHARWAD

Complete bank details including IFSC code, MICR code, address and payment facilities for DHARWAD-SDMC (E.C) branch.

IFSC Code
KARB0000195

Bank Details

Bank NameKARNATAKA BANK LIMITED
Branch NameDHARWAD-SDMC (E.C)
IFSC CodeKARB0000195
MICR Code580052302
AddressS.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001.
CityDHARWAD
StateKARNATAKA
Contact2216051

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code KARB0000195

The IFSC code KARB0000195 uniquely identifies the DHARWAD-SDMC (E.C) branch of KARNATAKA BANK LIMITED located in DHARWAD, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code KARB0000195

  • First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000195) – Unique branch identifier for DHARWAD-SDMC (E.C)

How to Use IFSC Code KARB0000195

To transfer money to any account at KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) branch, you will need to provide the IFSC code KARB0000195 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at DHARWAD-SDMC (E.C)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) Branch

KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) is a branch of KARNATAKA BANK LIMITED located in DHARWAD, KARNATAKA. The branch provides comprehensive banking services to customers in DHARWAD and surrounding areas.

Branch Address

S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001., DHARWAD, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 580052302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C)?

The IFSC code of KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) branch in DHARWAD is KARB0000195.

What is the MICR code of KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C)?

The MICR code of KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) branch is 580052302.

What is the address of KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C)?

KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) branch is located at S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001..

Does KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) support NEFT/RTGS/IMPS?

KARNATAKA BANK LIMITED DHARWAD-SDMC (E.C) branch supports NEFT, RTGS, IMPS, and UPI transactions.