KARNATAKA BANK LIMITED IFSC Code – CHANDIGARH PUNJAB, CHANDIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for CHANDIGARH PUNJAB branch.
Bank Details
| Bank Name | KARNATAKA BANK LIMITED |
| Branch Name | CHANDIGARH PUNJAB |
| IFSC Code | KARB0000146 |
| MICR Code | 160052001 |
| Address | SCO NO 2917-18,SECTOR 22-C,CHANDIGARH, PIN - 160022 |
| City | CHANDIGARH |
| State | PUNJAB |
| Contact | 2712219 |
Payment Facilities
About IFSC Code KARB0000146
The IFSC code KARB0000146 uniquely identifies the CHANDIGARH PUNJAB branch of KARNATAKA BANK LIMITED located in CHANDIGARH, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code KARB0000146
- First 4 characters (KARB) – Represents KARNATAKA BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000146) – Unique branch identifier for CHANDIGARH PUNJAB
How to Use IFSC Code KARB0000146
To transfer money to any account at KARNATAKA BANK LIMITED CHANDIGARH PUNJAB branch, you will need to provide the IFSC code KARB0000146 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHANDIGARH PUNJAB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About KARNATAKA BANK LIMITED CHANDIGARH PUNJAB Branch
KARNATAKA BANK LIMITED CHANDIGARH PUNJAB is a branch of KARNATAKA BANK LIMITED located in CHANDIGARH, PUNJAB. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.
Branch Address
SCO NO 2917-18,SECTOR 22-C,CHANDIGARH, PIN - 160022, CHANDIGARH, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160052001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of KARNATAKA BANK LIMITED CHANDIGARH PUNJAB?
The IFSC code of KARNATAKA BANK LIMITED CHANDIGARH PUNJAB branch in CHANDIGARH is KARB0000146.
What is the MICR code of KARNATAKA BANK LIMITED CHANDIGARH PUNJAB?
The MICR code of KARNATAKA BANK LIMITED CHANDIGARH PUNJAB branch is 160052001.
What is the address of KARNATAKA BANK LIMITED CHANDIGARH PUNJAB?
KARNATAKA BANK LIMITED CHANDIGARH PUNJAB branch is located at SCO NO 2917-18,SECTOR 22-C,CHANDIGARH, PIN - 160022.
Does KARNATAKA BANK LIMITED CHANDIGARH PUNJAB support NEFT/RTGS/IMPS?
KARNATAKA BANK LIMITED CHANDIGARH PUNJAB branch supports NEFT, RTGS, IMPS, and UPI transactions.