JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – LUCKNOW, LUCKNOW

Complete bank details including IFSC code, MICR code, address and payment facilities for LUCKNOW branch.

IFSC Code
JAKA0LUKNOW

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameLUCKNOW
IFSC CodeJAKA0LUKNOW
MICR Code226051002
AddressABDUL AZIZ ROAD,AKBARI GATE CROSSING ,LUCKNOW
CityLUCKNOW
StateUTTAR PRADESH
Contact2264320

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0LUKNOW

The IFSC code JAKA0LUKNOW uniquely identifies the LUCKNOW branch of JAMMU AND KASHMIR BANK LIMITED located in LUCKNOW, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0LUKNOW

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (LUKNOW) – Unique branch identifier for LUCKNOW

How to Use IFSC Code JAKA0LUKNOW

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED LUCKNOW branch, you will need to provide the IFSC code JAKA0LUKNOW along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LUCKNOW

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED LUCKNOW Branch

JAMMU AND KASHMIR BANK LIMITED LUCKNOW is a branch of JAMMU AND KASHMIR BANK LIMITED located in LUCKNOW, UTTAR PRADESH. The branch provides comprehensive banking services to customers in LUCKNOW and surrounding areas.

Branch Address

ABDUL AZIZ ROAD,AKBARI GATE CROSSING ,LUCKNOW, LUCKNOW, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 226051002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED LUCKNOW?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED LUCKNOW branch in LUCKNOW is JAKA0LUKNOW.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED LUCKNOW?

The MICR code of JAMMU AND KASHMIR BANK LIMITED LUCKNOW branch is 226051002.

What is the address of JAMMU AND KASHMIR BANK LIMITED LUCKNOW?

JAMMU AND KASHMIR BANK LIMITED LUCKNOW branch is located at ABDUL AZIZ ROAD,AKBARI GATE CROSSING ,LUCKNOW.

Does JAMMU AND KASHMIR BANK LIMITED LUCKNOW support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED LUCKNOW branch supports NEFT, RTGS, IMPS, and UPI transactions.