INDIAN OVERSEAS BANK IFSC Code – CHINCHINIM, MARGAO
Complete bank details including IFSC code, MICR code, address and payment facilities for CHINCHINIM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CHINCHINIM |
| IFSC Code | IOBA0003678 |
| MICR Code | NA |
| Address | 1074 PALMAR GRANDE CHINCHINIM SALCETE GOA 403715 SOUTH GOA DIST |
| City | MARGAO |
| District | SOUTH GOA |
| State | GOA |
| Contact | 2226273 |
Payment Facilities
About IFSC Code IOBA0003678
The IFSC code IOBA0003678 uniquely identifies the CHINCHINIM branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003678
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003678) – Unique branch identifier for CHINCHINIM
How to Use IFSC Code IOBA0003678
To transfer money to any account at INDIAN OVERSEAS BANK CHINCHINIM branch, you will need to provide the IFSC code IOBA0003678 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHINCHINIM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CHINCHINIM Branch
INDIAN OVERSEAS BANK CHINCHINIM is a branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.
Branch Address
1074 PALMAR GRANDE CHINCHINIM SALCETE GOA 403715 SOUTH GOA DIST, MARGAO, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CHINCHINIM?
The IFSC code of INDIAN OVERSEAS BANK CHINCHINIM branch in MARGAO is IOBA0003678.
What is the MICR code of INDIAN OVERSEAS BANK CHINCHINIM?
The MICR code of INDIAN OVERSEAS BANK CHINCHINIM branch is NA.
What is the address of INDIAN OVERSEAS BANK CHINCHINIM?
INDIAN OVERSEAS BANK CHINCHINIM branch is located at 1074 PALMAR GRANDE CHINCHINIM SALCETE GOA 403715 SOUTH GOA DIST.
Does INDIAN OVERSEAS BANK CHINCHINIM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CHINCHINIM branch supports NEFT, RTGS, IMPS, and UPI transactions.