INDIAN OVERSEAS BANK IFSC Code – CUNCOLIM, CUNCOLIM
Complete bank details including IFSC code, MICR code, address and payment facilities for CUNCOLIM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CUNCOLIM |
| IFSC Code | IOBA0003644 |
| MICR Code | WAITING |
| Address | NO 2 DONA CANDITTA BUILDING KEDIKOTTA WADDO SAVARCOTTA CUNCOLIM SALCETE GOA 403703 |
| City | CUNCOLIM |
| District | SOUTH GOA |
| State | GOA |
| Contact | 2435640 |
Payment Facilities
About IFSC Code IOBA0003644
The IFSC code IOBA0003644 uniquely identifies the CUNCOLIM branch of INDIAN OVERSEAS BANK located in CUNCOLIM, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003644
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003644) – Unique branch identifier for CUNCOLIM
How to Use IFSC Code IOBA0003644
To transfer money to any account at INDIAN OVERSEAS BANK CUNCOLIM branch, you will need to provide the IFSC code IOBA0003644 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CUNCOLIM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CUNCOLIM Branch
INDIAN OVERSEAS BANK CUNCOLIM is a branch of INDIAN OVERSEAS BANK located in CUNCOLIM, GOA. The branch provides comprehensive banking services to customers in CUNCOLIM and surrounding areas.
Branch Address
NO 2 DONA CANDITTA BUILDING KEDIKOTTA WADDO SAVARCOTTA CUNCOLIM SALCETE GOA 403703, CUNCOLIM, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CUNCOLIM?
The IFSC code of INDIAN OVERSEAS BANK CUNCOLIM branch in CUNCOLIM is IOBA0003644.
What is the MICR code of INDIAN OVERSEAS BANK CUNCOLIM?
The MICR code of INDIAN OVERSEAS BANK CUNCOLIM branch is WAITING.
What is the address of INDIAN OVERSEAS BANK CUNCOLIM?
INDIAN OVERSEAS BANK CUNCOLIM branch is located at NO 2 DONA CANDITTA BUILDING KEDIKOTTA WADDO SAVARCOTTA CUNCOLIM SALCETE GOA 403703.
Does INDIAN OVERSEAS BANK CUNCOLIM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CUNCOLIM branch supports NEFT, RTGS, IMPS, and UPI transactions.