INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JAKKARAM, BHIMAVARAM

Complete bank details including IFSC code, MICR code, address and payment facilities for JAKKARAM branch.

IFSC Code
IOBA0003592

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJAKKARAM
IFSC CodeIOBA0003592
MICR CodeWAITING
Address1-67/1,HOUSE OF VEGNESNASRINIVASARAJU,NEAR RAVI CHETTU,JAKARAM,WEST GODAVARI DIST,AP-534206
CityBHIMAVARAM
DistrictWEST GODAVARI
StateANDHRA PRADESH
Contact2484913

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003592

The IFSC code IOBA0003592 uniquely identifies the JAKKARAM branch of INDIAN OVERSEAS BANK located in BHIMAVARAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003592

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003592) – Unique branch identifier for JAKKARAM

How to Use IFSC Code IOBA0003592

To transfer money to any account at INDIAN OVERSEAS BANK JAKKARAM branch, you will need to provide the IFSC code IOBA0003592 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JAKKARAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JAKKARAM Branch

INDIAN OVERSEAS BANK JAKKARAM is a branch of INDIAN OVERSEAS BANK located in BHIMAVARAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in BHIMAVARAM and surrounding areas.

Branch Address

1-67/1,HOUSE OF VEGNESNASRINIVASARAJU,NEAR RAVI CHETTU,JAKARAM,WEST GODAVARI DIST,AP-534206, BHIMAVARAM, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JAKKARAM?

The IFSC code of INDIAN OVERSEAS BANK JAKKARAM branch in BHIMAVARAM is IOBA0003592.

What is the MICR code of INDIAN OVERSEAS BANK JAKKARAM?

The MICR code of INDIAN OVERSEAS BANK JAKKARAM branch is WAITING.

What is the address of INDIAN OVERSEAS BANK JAKKARAM?

INDIAN OVERSEAS BANK JAKKARAM branch is located at 1-67/1,HOUSE OF VEGNESNASRINIVASARAJU,NEAR RAVI CHETTU,JAKARAM,WEST GODAVARI DIST,AP-534206.

Does INDIAN OVERSEAS BANK JAKKARAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JAKKARAM branch supports NEFT, RTGS, IMPS, and UPI transactions.