INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – AMBILIKAI, AMBILIKKAI

Complete bank details including IFSC code, MICR code, address and payment facilities for AMBILIKAI branch.

IFSC Code
IOBA0003549

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameAMBILIKAI
IFSC CodeIOBA0003549
MICR CodeWAITING
Address4/205, SANARPATHY, AMBILIKAI 624612 ODDANCHATRAM TALUK, DINDIGUL DISTRICT
CityAMBILIKKAI
DistrictDINDIGUL
StateTAMIL NADU
Contact244147

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003549

The IFSC code IOBA0003549 uniquely identifies the AMBILIKAI branch of INDIAN OVERSEAS BANK located in AMBILIKKAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003549

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003549) – Unique branch identifier for AMBILIKAI

How to Use IFSC Code IOBA0003549

To transfer money to any account at INDIAN OVERSEAS BANK AMBILIKAI branch, you will need to provide the IFSC code IOBA0003549 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AMBILIKAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK AMBILIKAI Branch

INDIAN OVERSEAS BANK AMBILIKAI is a branch of INDIAN OVERSEAS BANK located in AMBILIKKAI, TAMIL NADU. The branch provides comprehensive banking services to customers in AMBILIKKAI and surrounding areas.

Branch Address

4/205, SANARPATHY, AMBILIKAI 624612 ODDANCHATRAM TALUK, DINDIGUL DISTRICT, AMBILIKKAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK AMBILIKAI?

The IFSC code of INDIAN OVERSEAS BANK AMBILIKAI branch in AMBILIKKAI is IOBA0003549.

What is the MICR code of INDIAN OVERSEAS BANK AMBILIKAI?

The MICR code of INDIAN OVERSEAS BANK AMBILIKAI branch is WAITING.

What is the address of INDIAN OVERSEAS BANK AMBILIKAI?

INDIAN OVERSEAS BANK AMBILIKAI branch is located at 4/205, SANARPATHY, AMBILIKAI 624612 ODDANCHATRAM TALUK, DINDIGUL DISTRICT.

Does INDIAN OVERSEAS BANK AMBILIKAI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK AMBILIKAI branch supports NEFT, RTGS, IMPS, and UPI transactions.