INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – ATHMAKUR, ATMAKUR

Complete bank details including IFSC code, MICR code, address and payment facilities for ATHMAKUR branch.

IFSC Code
IOBA0003518

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameATHMAKUR
IFSC CodeIOBA0003518
MICR CodeWAITING
Address8-72/1,MAIN ROAD,NEAR POLICE STATION,ATHMAKUR,WARANGAL - 506342
CityATMAKUR
DistrictWARANGAL
StateANDHRA PRADESH
Contact2431772

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003518

The IFSC code IOBA0003518 uniquely identifies the ATHMAKUR branch of INDIAN OVERSEAS BANK located in ATMAKUR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003518

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003518) – Unique branch identifier for ATHMAKUR

How to Use IFSC Code IOBA0003518

To transfer money to any account at INDIAN OVERSEAS BANK ATHMAKUR branch, you will need to provide the IFSC code IOBA0003518 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ATHMAKUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK ATHMAKUR Branch

INDIAN OVERSEAS BANK ATHMAKUR is a branch of INDIAN OVERSEAS BANK located in ATMAKUR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in ATMAKUR and surrounding areas.

Branch Address

8-72/1,MAIN ROAD,NEAR POLICE STATION,ATHMAKUR,WARANGAL - 506342, ATMAKUR, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK ATHMAKUR?

The IFSC code of INDIAN OVERSEAS BANK ATHMAKUR branch in ATMAKUR is IOBA0003518.

What is the MICR code of INDIAN OVERSEAS BANK ATHMAKUR?

The MICR code of INDIAN OVERSEAS BANK ATHMAKUR branch is WAITING.

What is the address of INDIAN OVERSEAS BANK ATHMAKUR?

INDIAN OVERSEAS BANK ATHMAKUR branch is located at 8-72/1,MAIN ROAD,NEAR POLICE STATION,ATHMAKUR,WARANGAL - 506342.

Does INDIAN OVERSEAS BANK ATHMAKUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK ATHMAKUR branch supports NEFT, RTGS, IMPS, and UPI transactions.