INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KICHHA, KICHHA

Complete bank details including IFSC code, MICR code, address and payment facilities for KICHHA branch.

IFSC Code
IOBA0003505

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKICHHA
IFSC CodeIOBA0003505
MICR CodeNA
AddressCHAWALA STEEL INDUSTRIES, RUDRAPUR ROAD, KICHHA NEAR POWER HOUSE ,UDHAM SINGH NAGAR DT - 263148
CityKICHHA
DistrictUDHAM SINGH NAGAR
StateUTTARAKHAND
Contact2769642

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003505

The IFSC code IOBA0003505 uniquely identifies the KICHHA branch of INDIAN OVERSEAS BANK located in KICHHA, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003505

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003505) – Unique branch identifier for KICHHA

How to Use IFSC Code IOBA0003505

To transfer money to any account at INDIAN OVERSEAS BANK KICHHA branch, you will need to provide the IFSC code IOBA0003505 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KICHHA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KICHHA Branch

INDIAN OVERSEAS BANK KICHHA is a branch of INDIAN OVERSEAS BANK located in KICHHA, UTTARAKHAND. The branch provides comprehensive banking services to customers in KICHHA and surrounding areas.

Branch Address

CHAWALA STEEL INDUSTRIES, RUDRAPUR ROAD, KICHHA NEAR POWER HOUSE ,UDHAM SINGH NAGAR DT - 263148, KICHHA, UTTARAKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KICHHA?

The IFSC code of INDIAN OVERSEAS BANK KICHHA branch in KICHHA is IOBA0003505.

What is the MICR code of INDIAN OVERSEAS BANK KICHHA?

The MICR code of INDIAN OVERSEAS BANK KICHHA branch is NA.

What is the address of INDIAN OVERSEAS BANK KICHHA?

INDIAN OVERSEAS BANK KICHHA branch is located at CHAWALA STEEL INDUSTRIES, RUDRAPUR ROAD, KICHHA NEAR POWER HOUSE ,UDHAM SINGH NAGAR DT - 263148.

Does INDIAN OVERSEAS BANK KICHHA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KICHHA branch supports NEFT, RTGS, IMPS, and UPI transactions.