INDIAN OVERSEAS BANK IFSC Code – CHARKOP MUMBAI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for CHARKOP MUMBAI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CHARKOP MUMBAI |
| IFSC Code | IOBA0003499 |
| MICR Code | NA |
| Address | SUNRAYS SHOPPING CENTRE, NEAR APNA BAZAR, AMBEDKAR ROAD, CHARKOP, KANDIVALI WEST, MUMBAI 400067 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 29264233 |
Payment Facilities
About IFSC Code IOBA0003499
The IFSC code IOBA0003499 uniquely identifies the CHARKOP MUMBAI branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003499
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003499) – Unique branch identifier for CHARKOP MUMBAI
How to Use IFSC Code IOBA0003499
To transfer money to any account at INDIAN OVERSEAS BANK CHARKOP MUMBAI branch, you will need to provide the IFSC code IOBA0003499 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHARKOP MUMBAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CHARKOP MUMBAI Branch
INDIAN OVERSEAS BANK CHARKOP MUMBAI is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
SUNRAYS SHOPPING CENTRE, NEAR APNA BAZAR, AMBEDKAR ROAD, CHARKOP, KANDIVALI WEST, MUMBAI 400067, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CHARKOP MUMBAI?
The IFSC code of INDIAN OVERSEAS BANK CHARKOP MUMBAI branch in MUMBAI is IOBA0003499.
What is the MICR code of INDIAN OVERSEAS BANK CHARKOP MUMBAI?
The MICR code of INDIAN OVERSEAS BANK CHARKOP MUMBAI branch is NA.
What is the address of INDIAN OVERSEAS BANK CHARKOP MUMBAI?
INDIAN OVERSEAS BANK CHARKOP MUMBAI branch is located at SUNRAYS SHOPPING CENTRE, NEAR APNA BAZAR, AMBEDKAR ROAD, CHARKOP, KANDIVALI WEST, MUMBAI 400067.
Does INDIAN OVERSEAS BANK CHARKOP MUMBAI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CHARKOP MUMBAI branch supports NEFT, RTGS, IMPS, and UPI transactions.