INDIAN OVERSEAS BANK IFSC Code – ALWAR THIRUNAGAR, VALASARAVAKKAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ALWAR THIRUNAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | ALWAR THIRUNAGAR |
| IFSC Code | IOBA0003481 |
| MICR Code | WAITING |
| Address | 4 24A RAJENDRAN STREET,THIRUNAGAR,VALASARAVAKKAM,CHENNAI 600087 THIRUVALLUVAR DT |
| City | VALASARAVAKKAM |
| District | THIRUVALLUR |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003481
The IFSC code IOBA0003481 uniquely identifies the ALWAR THIRUNAGAR branch of INDIAN OVERSEAS BANK located in VALASARAVAKKAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003481
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003481) – Unique branch identifier for ALWAR THIRUNAGAR
How to Use IFSC Code IOBA0003481
To transfer money to any account at INDIAN OVERSEAS BANK ALWAR THIRUNAGAR branch, you will need to provide the IFSC code IOBA0003481 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ALWAR THIRUNAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK ALWAR THIRUNAGAR Branch
INDIAN OVERSEAS BANK ALWAR THIRUNAGAR is a branch of INDIAN OVERSEAS BANK located in VALASARAVAKKAM, TAMIL NADU. The branch provides comprehensive banking services to customers in VALASARAVAKKAM and surrounding areas.
Branch Address
4 24A RAJENDRAN STREET,THIRUNAGAR,VALASARAVAKKAM,CHENNAI 600087 THIRUVALLUVAR DT, VALASARAVAKKAM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK ALWAR THIRUNAGAR?
The IFSC code of INDIAN OVERSEAS BANK ALWAR THIRUNAGAR branch in VALASARAVAKKAM is IOBA0003481.
What is the MICR code of INDIAN OVERSEAS BANK ALWAR THIRUNAGAR?
The MICR code of INDIAN OVERSEAS BANK ALWAR THIRUNAGAR branch is WAITING.
What is the address of INDIAN OVERSEAS BANK ALWAR THIRUNAGAR?
INDIAN OVERSEAS BANK ALWAR THIRUNAGAR branch is located at 4 24A RAJENDRAN STREET,THIRUNAGAR,VALASARAVAKKAM,CHENNAI 600087 THIRUVALLUVAR DT.
Does INDIAN OVERSEAS BANK ALWAR THIRUNAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK ALWAR THIRUNAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.