INDIAN OVERSEAS BANK IFSC Code – MIRA ROAD THANE, THANE
Complete bank details including IFSC code, MICR code, address and payment facilities for MIRA ROAD THANE branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MIRA ROAD THANE |
| IFSC Code | IOBA0003431 |
| MICR Code | 400020080 |
| Address | GOLDEN PALACE ESTATE,NEAR SAI PERTRO PUMP,MIRA BHAYANDER ROAD,MIRA ROAD E THANE 401 107 |
| City | THANE |
| District | NORTH GOA |
| State | GOA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003431
The IFSC code IOBA0003431 uniquely identifies the MIRA ROAD THANE branch of INDIAN OVERSEAS BANK located in THANE, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003431
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003431) – Unique branch identifier for MIRA ROAD THANE
How to Use IFSC Code IOBA0003431
To transfer money to any account at INDIAN OVERSEAS BANK MIRA ROAD THANE branch, you will need to provide the IFSC code IOBA0003431 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MIRA ROAD THANE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MIRA ROAD THANE Branch
INDIAN OVERSEAS BANK MIRA ROAD THANE is a branch of INDIAN OVERSEAS BANK located in THANE, GOA. The branch provides comprehensive banking services to customers in THANE and surrounding areas.
Branch Address
GOLDEN PALACE ESTATE,NEAR SAI PERTRO PUMP,MIRA BHAYANDER ROAD,MIRA ROAD E THANE 401 107, THANE, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400020080. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MIRA ROAD THANE?
The IFSC code of INDIAN OVERSEAS BANK MIRA ROAD THANE branch in THANE is IOBA0003431.
What is the MICR code of INDIAN OVERSEAS BANK MIRA ROAD THANE?
The MICR code of INDIAN OVERSEAS BANK MIRA ROAD THANE branch is 400020080.
What is the address of INDIAN OVERSEAS BANK MIRA ROAD THANE?
INDIAN OVERSEAS BANK MIRA ROAD THANE branch is located at GOLDEN PALACE ESTATE,NEAR SAI PERTRO PUMP,MIRA BHAYANDER ROAD,MIRA ROAD E THANE 401 107.
Does INDIAN OVERSEAS BANK MIRA ROAD THANE support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MIRA ROAD THANE branch supports NEFT, RTGS, IMPS, and UPI transactions.