INDIAN OVERSEAS BANK IFSC Code – BALA NAGAR, BALANAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for BALA NAGAR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BALA NAGAR |
| IFSC Code | IOBA0003400 |
| MICR Code | 500020054 |
| Address | J K CHAMBERS H NO.6 3 114,6 3 144 BY 1 BALANAGAR HYDERABAD 500037 |
| City | BALANAGAR |
| District | MAHBUBNAGAR |
| State | ANDHRA PRADESH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003400
The IFSC code IOBA0003400 uniquely identifies the BALA NAGAR branch of INDIAN OVERSEAS BANK located in BALANAGAR, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003400
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003400) – Unique branch identifier for BALA NAGAR
How to Use IFSC Code IOBA0003400
To transfer money to any account at INDIAN OVERSEAS BANK BALA NAGAR branch, you will need to provide the IFSC code IOBA0003400 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BALA NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BALA NAGAR Branch
INDIAN OVERSEAS BANK BALA NAGAR is a branch of INDIAN OVERSEAS BANK located in BALANAGAR, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in BALANAGAR and surrounding areas.
Branch Address
J K CHAMBERS H NO.6 3 114,6 3 144 BY 1 BALANAGAR HYDERABAD 500037, BALANAGAR, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 500020054. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BALA NAGAR?
The IFSC code of INDIAN OVERSEAS BANK BALA NAGAR branch in BALANAGAR is IOBA0003400.
What is the MICR code of INDIAN OVERSEAS BANK BALA NAGAR?
The MICR code of INDIAN OVERSEAS BANK BALA NAGAR branch is 500020054.
What is the address of INDIAN OVERSEAS BANK BALA NAGAR?
INDIAN OVERSEAS BANK BALA NAGAR branch is located at J K CHAMBERS H NO.6 3 114,6 3 144 BY 1 BALANAGAR HYDERABAD 500037.
Does INDIAN OVERSEAS BANK BALA NAGAR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BALA NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.