INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MSME PROCESSING CENTRE, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for MSME PROCESSING CENTRE branch.

IFSC Code
IOBA0003342

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMSME PROCESSING CENTRE
IFSC CodeIOBA0003342
MICR CodeWAITING
AddressMAKER TOWERS E WING 5TH FLOOR CUFFE PARATE MUMBAI 400005
CityMUMBAI
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact22174158

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003342

The IFSC code IOBA0003342 uniquely identifies the MSME PROCESSING CENTRE branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003342

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003342) – Unique branch identifier for MSME PROCESSING CENTRE

How to Use IFSC Code IOBA0003342

To transfer money to any account at INDIAN OVERSEAS BANK MSME PROCESSING CENTRE branch, you will need to provide the IFSC code IOBA0003342 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MSME PROCESSING CENTRE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MSME PROCESSING CENTRE Branch

INDIAN OVERSEAS BANK MSME PROCESSING CENTRE is a branch of INDIAN OVERSEAS BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

MAKER TOWERS E WING 5TH FLOOR CUFFE PARATE MUMBAI 400005, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MSME PROCESSING CENTRE?

The IFSC code of INDIAN OVERSEAS BANK MSME PROCESSING CENTRE branch in MUMBAI is IOBA0003342.

What is the MICR code of INDIAN OVERSEAS BANK MSME PROCESSING CENTRE?

The MICR code of INDIAN OVERSEAS BANK MSME PROCESSING CENTRE branch is WAITING.

What is the address of INDIAN OVERSEAS BANK MSME PROCESSING CENTRE?

INDIAN OVERSEAS BANK MSME PROCESSING CENTRE branch is located at MAKER TOWERS E WING 5TH FLOOR CUFFE PARATE MUMBAI 400005.

Does INDIAN OVERSEAS BANK MSME PROCESSING CENTRE support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MSME PROCESSING CENTRE branch supports NEFT, RTGS, IMPS, and UPI transactions.