INDIAN OVERSEAS BANK IFSC Code – CHHAPRA, NAVSARI
Complete bank details including IFSC code, MICR code, address and payment facilities for CHHAPRA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | CHHAPRA |
| IFSC Code | IOBA0003305 |
| MICR Code | WAITING |
| Address | NO.1928,1ST FLOOR SURYAKIRAN APARTMENT CHHAPRA ROAD,NAVSARI CHHAPRA NAVSARI,GUJARAT PIN 396445 |
| City | NAVSARI |
| State | GUJARAT |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003305
The IFSC code IOBA0003305 uniquely identifies the CHHAPRA branch of INDIAN OVERSEAS BANK located in NAVSARI, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003305
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003305) – Unique branch identifier for CHHAPRA
How to Use IFSC Code IOBA0003305
To transfer money to any account at INDIAN OVERSEAS BANK CHHAPRA branch, you will need to provide the IFSC code IOBA0003305 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHHAPRA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK CHHAPRA Branch
INDIAN OVERSEAS BANK CHHAPRA is a branch of INDIAN OVERSEAS BANK located in NAVSARI, GUJARAT. The branch provides comprehensive banking services to customers in NAVSARI and surrounding areas.
Branch Address
NO.1928,1ST FLOOR SURYAKIRAN APARTMENT CHHAPRA ROAD,NAVSARI CHHAPRA NAVSARI,GUJARAT PIN 396445, NAVSARI, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK CHHAPRA?
The IFSC code of INDIAN OVERSEAS BANK CHHAPRA branch in NAVSARI is IOBA0003305.
What is the MICR code of INDIAN OVERSEAS BANK CHHAPRA?
The MICR code of INDIAN OVERSEAS BANK CHHAPRA branch is WAITING.
What is the address of INDIAN OVERSEAS BANK CHHAPRA?
INDIAN OVERSEAS BANK CHHAPRA branch is located at NO.1928,1ST FLOOR SURYAKIRAN APARTMENT CHHAPRA ROAD,NAVSARI CHHAPRA NAVSARI,GUJARAT PIN 396445.
Does INDIAN OVERSEAS BANK CHHAPRA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK CHHAPRA branch supports NEFT, RTGS, IMPS, and UPI transactions.