INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – AHMEDABAD VASTRAL, AHMEDABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for AHMEDABAD VASTRAL branch.

IFSC Code
IOBA0003259

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameAHMEDABAD VASTRAL
IFSC CodeIOBA0003259
MICR Code380020038
Address1TO 4 BLOCK A SHIV MANDIR RESIDENCY OPP CAMP RATANPURA VILL VASTRAL AHMEDABAD
CityAHMEDABAD
DistrictAHMADABAD
StateGUJARAT
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003259

The IFSC code IOBA0003259 uniquely identifies the AHMEDABAD VASTRAL branch of INDIAN OVERSEAS BANK located in AHMEDABAD, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003259

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003259) – Unique branch identifier for AHMEDABAD VASTRAL

How to Use IFSC Code IOBA0003259

To transfer money to any account at INDIAN OVERSEAS BANK AHMEDABAD VASTRAL branch, you will need to provide the IFSC code IOBA0003259 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AHMEDABAD VASTRAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK AHMEDABAD VASTRAL Branch

INDIAN OVERSEAS BANK AHMEDABAD VASTRAL is a branch of INDIAN OVERSEAS BANK located in AHMEDABAD, GUJARAT. The branch provides comprehensive banking services to customers in AHMEDABAD and surrounding areas.

Branch Address

1TO 4 BLOCK A SHIV MANDIR RESIDENCY OPP CAMP RATANPURA VILL VASTRAL AHMEDABAD, AHMEDABAD, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 380020038. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK AHMEDABAD VASTRAL?

The IFSC code of INDIAN OVERSEAS BANK AHMEDABAD VASTRAL branch in AHMEDABAD is IOBA0003259.

What is the MICR code of INDIAN OVERSEAS BANK AHMEDABAD VASTRAL?

The MICR code of INDIAN OVERSEAS BANK AHMEDABAD VASTRAL branch is 380020038.

What is the address of INDIAN OVERSEAS BANK AHMEDABAD VASTRAL?

INDIAN OVERSEAS BANK AHMEDABAD VASTRAL branch is located at 1TO 4 BLOCK A SHIV MANDIR RESIDENCY OPP CAMP RATANPURA VILL VASTRAL AHMEDABAD.

Does INDIAN OVERSEAS BANK AHMEDABAD VASTRAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK AHMEDABAD VASTRAL branch supports NEFT, RTGS, IMPS, and UPI transactions.