INDIAN OVERSEAS BANK IFSC Code – MARGAO GOGOL, MARGAO
Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAO GOGOL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MARGAO GOGOL |
| IFSC Code | IOBA0003147 |
| MICR Code | 403020026 |
| Address | SHOP NO G7,G8 SATYAVATHY PLAZA,GOGOL,MARGAO,SOUTH GOA,GOA 403601 |
| City | MARGAO |
| District | SOUTH GOA |
| State | GOA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003147
The IFSC code IOBA0003147 uniquely identifies the MARGAO GOGOL branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003147
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003147) – Unique branch identifier for MARGAO GOGOL
How to Use IFSC Code IOBA0003147
To transfer money to any account at INDIAN OVERSEAS BANK MARGAO GOGOL branch, you will need to provide the IFSC code IOBA0003147 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MARGAO GOGOL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MARGAO GOGOL Branch
INDIAN OVERSEAS BANK MARGAO GOGOL is a branch of INDIAN OVERSEAS BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.
Branch Address
SHOP NO G7,G8 SATYAVATHY PLAZA,GOGOL,MARGAO,SOUTH GOA,GOA 403601, MARGAO, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403020026. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MARGAO GOGOL?
The IFSC code of INDIAN OVERSEAS BANK MARGAO GOGOL branch in MARGAO is IOBA0003147.
What is the MICR code of INDIAN OVERSEAS BANK MARGAO GOGOL?
The MICR code of INDIAN OVERSEAS BANK MARGAO GOGOL branch is 403020026.
What is the address of INDIAN OVERSEAS BANK MARGAO GOGOL?
INDIAN OVERSEAS BANK MARGAO GOGOL branch is located at SHOP NO G7,G8 SATYAVATHY PLAZA,GOGOL,MARGAO,SOUTH GOA,GOA 403601.
Does INDIAN OVERSEAS BANK MARGAO GOGOL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MARGAO GOGOL branch supports NEFT, RTGS, IMPS, and UPI transactions.