INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – BHOYAN MOTI, KALOL

Complete bank details including IFSC code, MICR code, address and payment facilities for BHOYAN MOTI branch.

IFSC Code
IOBA0003125

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameBHOYAN MOTI
IFSC CodeIOBA0003125
MICR Code380020034
AddressVILLAGE BHOYAN MOTI TALUK KALOL DT
CityKALOL
DistrictGANDHINAGAR
StateGUJARAT
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003125

The IFSC code IOBA0003125 uniquely identifies the BHOYAN MOTI branch of INDIAN OVERSEAS BANK located in KALOL, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003125

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003125) – Unique branch identifier for BHOYAN MOTI

How to Use IFSC Code IOBA0003125

To transfer money to any account at INDIAN OVERSEAS BANK BHOYAN MOTI branch, you will need to provide the IFSC code IOBA0003125 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BHOYAN MOTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK BHOYAN MOTI Branch

INDIAN OVERSEAS BANK BHOYAN MOTI is a branch of INDIAN OVERSEAS BANK located in KALOL, GUJARAT. The branch provides comprehensive banking services to customers in KALOL and surrounding areas.

Branch Address

VILLAGE BHOYAN MOTI TALUK KALOL DT, KALOL, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 380020034. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK BHOYAN MOTI?

The IFSC code of INDIAN OVERSEAS BANK BHOYAN MOTI branch in KALOL is IOBA0003125.

What is the MICR code of INDIAN OVERSEAS BANK BHOYAN MOTI?

The MICR code of INDIAN OVERSEAS BANK BHOYAN MOTI branch is 380020034.

What is the address of INDIAN OVERSEAS BANK BHOYAN MOTI?

INDIAN OVERSEAS BANK BHOYAN MOTI branch is located at VILLAGE BHOYAN MOTI TALUK KALOL DT.

Does INDIAN OVERSEAS BANK BHOYAN MOTI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK BHOYAN MOTI branch supports NEFT, RTGS, IMPS, and UPI transactions.