INDIAN OVERSEAS BANK IFSC Code – SACB KAWARDHA, KAWARDHA
Complete bank details including IFSC code, MICR code, address and payment facilities for SACB KAWARDHA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SACB KAWARDHA |
| IFSC Code | IOBA0003121 |
| MICR Code | 491020201 |
| Address | AMIT LODGE BUILDING NEAR BUS STAND PO KAWARDHA DIST KABIRDHAM PIN 491995 |
| City | KAWARDHA |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003121
The IFSC code IOBA0003121 uniquely identifies the SACB KAWARDHA branch of INDIAN OVERSEAS BANK located in KAWARDHA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003121
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003121) – Unique branch identifier for SACB KAWARDHA
How to Use IFSC Code IOBA0003121
To transfer money to any account at INDIAN OVERSEAS BANK SACB KAWARDHA branch, you will need to provide the IFSC code IOBA0003121 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SACB KAWARDHA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SACB KAWARDHA Branch
INDIAN OVERSEAS BANK SACB KAWARDHA is a branch of INDIAN OVERSEAS BANK located in KAWARDHA, CHANDIGARH. The branch provides comprehensive banking services to customers in KAWARDHA and surrounding areas.
Branch Address
AMIT LODGE BUILDING NEAR BUS STAND PO KAWARDHA DIST KABIRDHAM PIN 491995, KAWARDHA, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 491020201. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SACB KAWARDHA?
The IFSC code of INDIAN OVERSEAS BANK SACB KAWARDHA branch in KAWARDHA is IOBA0003121.
What is the MICR code of INDIAN OVERSEAS BANK SACB KAWARDHA?
The MICR code of INDIAN OVERSEAS BANK SACB KAWARDHA branch is 491020201.
What is the address of INDIAN OVERSEAS BANK SACB KAWARDHA?
INDIAN OVERSEAS BANK SACB KAWARDHA branch is located at AMIT LODGE BUILDING NEAR BUS STAND PO KAWARDHA DIST KABIRDHAM PIN 491995.
Does INDIAN OVERSEAS BANK SACB KAWARDHA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SACB KAWARDHA branch supports NEFT, RTGS, IMPS, and UPI transactions.