INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – ZAMEEN PALLAVARAM, TAMBARAM

Complete bank details including IFSC code, MICR code, address and payment facilities for ZAMEEN PALLAVARAM branch.

IFSC Code
IOBA0003114

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameZAMEEN PALLAVARAM
IFSC CodeIOBA0003114
MICR Code600020221
Address61 BY 1 PV VAIDYANATHAN ROAD,OLD PALLAVARAM,CHENNAI600117
CityTAMBARAM
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003114

The IFSC code IOBA0003114 uniquely identifies the ZAMEEN PALLAVARAM branch of INDIAN OVERSEAS BANK located in TAMBARAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003114

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003114) – Unique branch identifier for ZAMEEN PALLAVARAM

How to Use IFSC Code IOBA0003114

To transfer money to any account at INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM branch, you will need to provide the IFSC code IOBA0003114 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ZAMEEN PALLAVARAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM Branch

INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM is a branch of INDIAN OVERSEAS BANK located in TAMBARAM, TAMIL NADU. The branch provides comprehensive banking services to customers in TAMBARAM and surrounding areas.

Branch Address

61 BY 1 PV VAIDYANATHAN ROAD,OLD PALLAVARAM,CHENNAI600117, TAMBARAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 600020221. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM?

The IFSC code of INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM branch in TAMBARAM is IOBA0003114.

What is the MICR code of INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM?

The MICR code of INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM branch is 600020221.

What is the address of INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM?

INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM branch is located at 61 BY 1 PV VAIDYANATHAN ROAD,OLD PALLAVARAM,CHENNAI600117.

Does INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK ZAMEEN PALLAVARAM branch supports NEFT, RTGS, IMPS, and UPI transactions.