INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SACB BEMETARA, BEMETARA

Complete bank details including IFSC code, MICR code, address and payment facilities for SACB BEMETARA branch.

IFSC Code
IOBA0003092

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSACB BEMETARA
IFSC CodeIOBA0003092
MICR Code491020502
AddressGASTI CHOWK DURG ROAD PO BENETARA DIST BEMETARA PIN 491335 CHHATTISGARH
CityBEMETARA
DistrictDURG
StateCHANDIGARH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003092

The IFSC code IOBA0003092 uniquely identifies the SACB BEMETARA branch of INDIAN OVERSEAS BANK located in BEMETARA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003092

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003092) – Unique branch identifier for SACB BEMETARA

How to Use IFSC Code IOBA0003092

To transfer money to any account at INDIAN OVERSEAS BANK SACB BEMETARA branch, you will need to provide the IFSC code IOBA0003092 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SACB BEMETARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SACB BEMETARA Branch

INDIAN OVERSEAS BANK SACB BEMETARA is a branch of INDIAN OVERSEAS BANK located in BEMETARA, CHANDIGARH. The branch provides comprehensive banking services to customers in BEMETARA and surrounding areas.

Branch Address

GASTI CHOWK DURG ROAD PO BENETARA DIST BEMETARA PIN 491335 CHHATTISGARH, BEMETARA, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 491020502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SACB BEMETARA?

The IFSC code of INDIAN OVERSEAS BANK SACB BEMETARA branch in BEMETARA is IOBA0003092.

What is the MICR code of INDIAN OVERSEAS BANK SACB BEMETARA?

The MICR code of INDIAN OVERSEAS BANK SACB BEMETARA branch is 491020502.

What is the address of INDIAN OVERSEAS BANK SACB BEMETARA?

INDIAN OVERSEAS BANK SACB BEMETARA branch is located at GASTI CHOWK DURG ROAD PO BENETARA DIST BEMETARA PIN 491335 CHHATTISGARH.

Does INDIAN OVERSEAS BANK SACB BEMETARA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SACB BEMETARA branch supports NEFT, RTGS, IMPS, and UPI transactions.